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Single Family ResidenceResidential
$3,598,862$446 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

345 TREE TOP DR

FOUR SEASONS, MO 65049
9
Baths
8,061 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$3.6M
$3M low$4.2M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,030 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,530 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,530
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$997,526

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.194 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCamden
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heritage Elementary School
Elementary · Grades KG–2 · 3.4 mi
M
Osage Middle SchoolA-
Middle · Grades 6–8 · 6.4 mi
H
Osage High SchoolB
High · Grades 9–12 · 6.5 mi

District: School of the Osage School District

Neighborhood · ZIP 65049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.43%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,081
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.241 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,739
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,322
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

345 Tree Top Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Lake Ozark 65049
  • Costs more per square foot than 96% of homes in Camden County
  • Among the largest homes in Lake Ozark 65049
  • Older than 82% of homes in Lake Ozark 65049

What homes are worth in Lake Ozark 65049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$1.4M

This home is worth more than almost all homes in Lake Ozark 65049.

How it measures up in Lake Ozark 65049

The dot is this home. The mark in the middle is the typical home in Lake Ozark 65049.

Estimated value$3,598,862
CheaperTypical $375,798Pricier

Pricier than almost all homes nearby

Price per ft²$446
CheaperTypical $285Pricier

Pricier than 95% of homes nearby

Living area8,061 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than almost all homes nearby

Lot size0.39 ac
SmallerTypical 0.34 acBigger

Bigger than 62% of homes nearby

Year built1979
OlderTypical 1990Newer

Newer than 18% of homes nearby

How 345 Tree Top Dr ranks against every home in each area.
MeasureThis homeLake Ozark 65049Camden County
Estimated valuepricier than$3,598,862almost all homesalmost all homes
Price per ft²pricier than$44695% of homes96% of homes
Living areabigger than8,061 ft²almost all homesalmost all homes
Lot sizebigger than0.39 ac62% of homes48% of homes
Year builtnewer than197918% of homes32% of homes

About 345 Tree Top Dr

How much is 345 Tree Top Dr, Four Seasons, MO worth?

The TopHap Estimate for 345 Tree Top Dr, Four Seasons, MO is $3,598,862 as of Sep 24, 2026. The likely range is $3,018,978 to $4,178,746. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 345 Tree Top Dr, Four Seasons, MO?

345 Tree Top Dr, Four Seasons, MO has 9 bathrooms, 8,061 square feet of living space and a 0.39-acre lot.

When was 345 Tree Top Dr, Four Seasons, MO built?

345 Tree Top Dr, Four Seasons, MO was built in 1979, making it 47 years old. The building has 2 stories.

What schools serve 345 Tree Top Dr, Four Seasons, MO?

345 Tree Top Dr, Four Seasons, MO is assigned to Heritage Elementary School (elementary); Osage Middle School (middle), rated A-; Osage High School (high), rated B. All sit in School of the Osage School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 345 Tree Top Dr, Four Seasons, MO compare to other homes in Lake Ozark 65049?

Among the 12,003 homes in Lake Ozark 65049, it is worth more than almost all of them ($3,598,862 against a typical $375,798), its price per square foot is higher than 95% of them ($446 against a typical $285), it is bigger than almost all of them (8,061 ft² against a typical 1,496 ft²), its lot is bigger than 62% of them (0.39 ac against a typical 0.34 ac) and it is newer than 18% of them (1979 against a typical 1990). Measured against all of Camden County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 345 Tree Top Dr, Four Seasons, MO?

The 2025 property tax bill for 345 Tree Top Dr, Four Seasons, MO was $10,030. The county assessed it at $189,530.

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