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Single Family ResidenceResidential
$313,833$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $188,500 on May 25, 2004

346 RUTHERFORD AVE

FRANKLIN, NJ 07416
0
Baths
1,324 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,051 ft²
Lot SizeThe size of the land the home sits on, from county records.
1916
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$314K
$300K low$327K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$188,500 · May 25, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$25,933
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$20,746
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$187,900
J P MORGAN CHASE BANK · recorded Dec 1, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
PROVIDENT BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,598 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$244,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$91,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$152,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$222,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$244,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountySUSSEX
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Franklin Elementary SchoolB-
Elementary · Grades PK–8 · 0.5 mi
H
Wallkill Valley Regional High SchoolC
High · Grades 9–12 · 2.1 mi

District: Franklin Borough School District

Neighborhood · ZIP 07416These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.641 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,209
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,287
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

346 Rutherford Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Franklin 07416
  • Costs less per square foot than 82% of homes in Franklin 07416
  • Smaller than 67% of homes in Sussex County
  • Has a smaller lot than 87% of homes in Sussex County
  • Older than 95% of homes in Sussex County

What homes are worth in Franklin 07416

Each bar is how many homes fall in that price range. The marker is this home.

This home
$206K$1.1M

This home is worth more than 17% of homes in Franklin 07416.

How it measures up in Franklin 07416

The dot is this home. The mark in the middle is the typical home in Franklin 07416.

Estimated value$313,833
CheaperTypical $410,196Pricier

Pricier than 17% of homes nearby

Price per ft²$237
CheaperTypical $299Pricier

Pricier than 18% of homes nearby

Living area1,324 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 43% of homes nearby

Lot size4,051 ft²
SmallerTypical 0.21 acBigger

Bigger than 30% of homes nearby

Year built1916
OlderTypical 1962Newer

Newer than 10% of homes nearby

How 346 Rutherford Ave ranks against every home in each area.
MeasureThis homeFranklin 07416Sussex County
Estimated valuepricier than$313,83317% of homes20% of homes
Price per ft²pricier than$23718% of homes23% of homes
Living areabigger than1,324 ft²43% of homes33% of homes
Lot sizebigger than4,051 ft²30% of homes13% of homes
Year builtnewer than191610% of homes5% of homes

About 346 Rutherford Ave

How much is 346 Rutherford Ave, Franklin, NJ worth?

The TopHap Estimate for 346 Rutherford Ave, Franklin, NJ is $313,833 as of Jul 14, 2026. The likely range is $300,445 to $327,221. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 346 Rutherford Ave, Franklin, NJ last sell?

346 Rutherford Ave, Franklin, NJ last sold on May 25, 2004 for $188,500, according to the county's recorded deed.

How big is 346 Rutherford Ave, Franklin, NJ?

346 Rutherford Ave, Franklin, NJ has 1,324 square feet of living space and a 0.09-acre lot.

When was 346 Rutherford Ave, Franklin, NJ built?

346 Rutherford Ave, Franklin, NJ was built in 1916, making it 110 years old. It is a cape cod home. The building has 1 story.

What schools serve 346 Rutherford Ave, Franklin, NJ?

346 Rutherford Ave, Franklin, NJ is assigned to Franklin Elementary School (elementary), rated B-; Wallkill Valley Regional High School (high), rated C. All sit in Franklin Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 346 Rutherford Ave, Franklin, NJ compare to other homes in Franklin 07416?

Among the 3,059 homes in Franklin 07416, it is worth more than 17% of them ($313,833 against a typical $410,196), its price per square foot is higher than 18% of them ($237 against a typical $299), it is bigger than 43% of them (1,324 ft² against a typical 1,440 ft²), its lot is bigger than 30% of them (4,051 ft² against a typical 0.21 ac) and it is newer than 10% of them (1916 against a typical 1962). Measured against all of Sussex County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 346 Rutherford Ave, Franklin, NJ?

The 2025 property tax bill for 346 Rutherford Ave, Franklin, NJ was $5,598. The county assessed it at $244,000.

Closest homes

More homes in Franklin 07416

Assigned schools

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