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Single Family ResidenceResidential
$83,428$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3468 SPRING LAKES DR

CHIPLEY, FL 32428
1
Baths
540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.

Valuation

$83K
$75K low$92K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$769 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,360 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,756
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,604
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$52,797
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,360

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashington
Lot (acres)The size of the land the home sits on, from county records.2.94
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 336 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Vernon Middle SchoolC
Middle · Grades 6–8 · 3.2 mi
H
Vernon High SchoolC-
High · Grades 9–12 · 3.3 mi
E
Vernon Elementary SchoolC-
Elementary · Grades PK–5 · 4.6 mi

District: Washington County School District

Neighborhood · ZIP 32428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.17,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,611
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,933
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3468 Spring Lakes Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Chipley 32428
  • Costs more per square foot than 67% of homes in Washington County
  • Smaller than 98% of homes in Chipley 32428

What homes are worth in Chipley 32428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$589K

This home is worth more than 10% of homes in Chipley 32428.

How it measures up in Chipley 32428

The dot is this home. The mark in the middle is the typical home in Chipley 32428.

Estimated value$83,428
CheaperTypical $202,375Pricier

Pricier than 10% of homes nearby

Price per ft²$154
CheaperTypical $133Pricier

Pricier than 65% of homes nearby

Living area540 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 2% of homes nearby

Lot size2.94 ac
SmallerTypical 1.64 acBigger

Bigger than 62% of homes nearby

Year built1995
OlderTypical 1991Newer

Newer than 57% of homes nearby

How 3468 Spring Lakes Dr ranks against every home in each area.
MeasureThis homeChipley 32428Washington County
Estimated valuepricier than$83,42810% of homes11% of homes
Price per ft²pricier than$15465% of homes67% of homes
Living areabigger than540 ft²2% of homes2% of homes
Lot sizebigger than2.94 ac62% of homes56% of homes
Year builtnewer than199557% of homes59% of homes

About 3468 Spring Lakes Dr

How much is 3468 Spring Lakes Dr, Chipley, FL worth?

The TopHap Estimate for 3468 Spring Lakes Dr, Chipley, FL is $83,428 as of Sep 24, 2026. The likely range is $75,038 to $91,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3468 Spring Lakes Dr, Chipley, FL last sell?

3468 Spring Lakes Dr, Chipley, FL last sold on Dec 31, 2003, according to the county's recorded deed.

How big is 3468 Spring Lakes Dr, Chipley, FL?

3468 Spring Lakes Dr, Chipley, FL has 1 bathrooms, 540 square feet of living space and a 2.94-acre lot.

When was 3468 Spring Lakes Dr, Chipley, FL built?

3468 Spring Lakes Dr, Chipley, FL was built in 1995, making it 31 years old.

What schools serve 3468 Spring Lakes Dr, Chipley, FL?

3468 Spring Lakes Dr, Chipley, FL is assigned to Vernon Middle School (middle), rated C; Vernon High School (high), rated C-; Vernon Elementary School (elementary), rated C-. All sit in Washington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3468 Spring Lakes Dr, Chipley, FL compare to other homes in Chipley 32428?

Among the 7,684 homes in Chipley 32428, it is worth more than 10% of them ($83,428 against a typical $202,375), its price per square foot is higher than 65% of them ($154 against a typical $133), it is bigger than 2% of them (540 ft² against a typical 1,488 ft²), its lot is bigger than 62% of them (2.94 ac against a typical 1.64 ac) and it is newer than 57% of them (1995 against a typical 1991). Measured against all of Washington County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3468 Spring Lakes Dr, Chipley, FL?

The 2025 property tax bill for 3468 Spring Lakes Dr, Chipley, FL was $769. The county assessed it at $56,360.

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