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Rural ResidenceResidential
$361,706$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 56How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

34715 RATCLIFF RD

CALIFORNIA, MO 65018
0
Baths
2,895 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
69 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$362K
$204K low$520K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
THE CENTRAL TRUST BANK · recorded Feb 15, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
COMMERCE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,223 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,850 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$435,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMoniteau
Lot (acres)The size of the land the home sits on, from county records.69.00
ConstructionThe main material the home's frame and walls are built from.Metal Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 480 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Latham Elementary SchoolC+
Elementary · Grades KG–8 · 2.9 mi
H
California High SchoolA+
High · Grades 9–12 · 5.0 mi

District: Moniteau County R-I School District

Neighborhood · ZIP 65018These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,178
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,240
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,517
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

34715 Ratcliff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Moniteau County
  • Bigger than 84% of homes in Moniteau County
  • Has a bigger lot than 90% of homes in California 65018
  • Among the newest homes in California 65018

What homes are worth in California 65018

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$780K

This home is worth more than 73% of homes in California 65018.

How it measures up in California 65018

The dot is this home. The mark in the middle is the typical home in California 65018.

Estimated value$361,706
CheaperTypical $248,286Pricier

Pricier than 73% of homes nearby

Price per ft²$125
CheaperTypical $126Pricier

Pricier than 48% of homes nearby

Living area2,895 ft²
SmallerTypical 1,933 ft²Bigger

Bigger than 82% of homes nearby

Lot size69 ac
SmallerTypical 3.35 acBigger

Bigger than 90% of homes nearby

Year built2023
OlderTypical 1979Newer

Newer than almost all homes nearby

How 34715 Ratcliff Rd ranks against every home in each area.
MeasureThis homeCalifornia 65018Moniteau County
Estimated valuepricier than$361,70673% of homes75% of homes
Price per ft²pricier than$12548% of homes48% of homes
Living areabigger than2,895 ft²82% of homes84% of homes
Lot sizebigger than69 ac90% of homes87% of homes
Year builtnewer than2023almost all homesalmost all homes

About 34715 Ratcliff Rd

How much is 34715 Ratcliff Rd, California, MO worth?

The TopHap Estimate for 34715 Ratcliff Rd, California, MO is $361,706 as of Jul 14, 2026. The likely range is $203,596 to $519,816. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 34715 Ratcliff Rd, California, MO last sell?

34715 Ratcliff Rd, California, MO last sold on Dec 15, 2023, according to the county's recorded deed.

How big is 34715 Ratcliff Rd, California, MO?

34715 Ratcliff Rd, California, MO has 2,895 square feet of living space and a 69.00-acre lot.

When was 34715 Ratcliff Rd, California, MO built?

34715 Ratcliff Rd, California, MO was built in 2023, making it 3 years old.

What schools serve 34715 Ratcliff Rd, California, MO?

34715 Ratcliff Rd, California, MO is assigned to Latham Elementary School (elementary), rated C+; California High School (high), rated A+. All sit in Moniteau County R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 34715 Ratcliff Rd, California, MO compare to other homes in California 65018?

Among the 3,146 homes in California 65018, it is worth more than 73% of them ($361,706 against a typical $248,286), its price per square foot is higher than 48% of them ($125 against a typical $126), it is bigger than 82% of them (2,895 ft² against a typical 1,933 ft²), its lot is bigger than 90% of them (69 ac against a typical 3.35 ac) and it is newer than almost all of them (2023 against a typical 1979). Measured against all of Moniteau County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 34715 Ratcliff Rd, California, MO?

The 2025 property tax bill for 34715 Ratcliff Rd, California, MO was $3,223. The county assessed it at $63,850.

Closest homes

More homes in California 65018

Assigned schools

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