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Single Family ResidenceResidential
$1,121,123$294 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $680,000 on Jul 22, 2021

348 BAY ST

PALM HARBOR, FL 34683
4
Beds
5 / 1
Baths
3,811 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$703K low$1.5M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$680,000 · Jul 22, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,330 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$805,150 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$242,588
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$562,562
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$743,428
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$805,150

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.59 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyPINELLAS
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 760 ft²Patio · 760 ft²Porch · 56 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ozona ElementaryA+
Elementary · Grades PK–5 · 0.2 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 1.3 mi
M
Palm Harbor Middle SchoolB+
Middle · Grades 6–8 · 1.5 mi

District: Pinellas County School District

Neighborhood · ZIP 34683These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,585 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,401
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

348 Bay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Palm Harbor 34683
  • Costs more per square foot than 79% of homes in Palm Harbor 34683
  • Bigger than 98% of homes in Pinellas County
  • Has a smaller lot than 77% of homes in Ozona Village
  • Newer than 93% of homes in Palm Harbor 34683

What homes are worth in Palm Harbor 34683

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$1.6M

This home is worth more than 95% of homes in Palm Harbor 34683.

How it measures up in Palm Harbor 34683

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34683.

Estimated value$1,121,123
CheaperTypical $444,633Pricier

Pricier than 95% of homes nearby

Price per ft²$294
CheaperTypical $254Pricier

Pricier than 79% of homes nearby

Living area3,811 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.18 ac
SmallerTypical 0.24 acBigger

Bigger than 25% of homes nearby

Year built2003
OlderTypical 1985Newer

Newer than 93% of homes nearby

How 348 Bay St ranks against every home in each area.
MeasureThis homeOzona VillagePalm Harbor 34683Pinellas County
Estimated valuepricier than$1,121,12385% of homes95% of homes94% of homes
Price per ft²pricier than$29442% of homes79% of homes67% of homes
Living areabigger than3,811 ft²95% of homes97% of homes98% of homes
Lot sizebigger than0.18 ac23% of homes25% of homes39% of homes
Year builtnewer than200386% of homes93% of homes93% of homes

About 348 Bay St

How much is 348 Bay St, Palm Harbor, FL worth?

The TopHap Estimate for 348 Bay St, Palm Harbor, FL is $1,121,123 as of Sep 24, 2026. The likely range is $702,662 to $1,539,584. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 348 Bay St, Palm Harbor, FL last sell?

348 Bay St, Palm Harbor, FL last sold on Jul 22, 2021 for $680,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 348 Bay St, Palm Harbor, FL?

348 Bay St, Palm Harbor, FL has 4 bedrooms, 5 bathrooms, 3,811 square feet of living space and a 0.18-acre lot.

When was 348 Bay St, Palm Harbor, FL built?

348 Bay St, Palm Harbor, FL was built in 2003, making it 23 years old. It is a custom design home. The building has 1 story.

What schools serve 348 Bay St, Palm Harbor, FL?

348 Bay St, Palm Harbor, FL is assigned to Ozona Elementary (elementary), rated A+; Palm Harbor University High (high), rated A-; Palm Harbor Middle School (middle), rated B+. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 348 Bay St, Palm Harbor, FL compare to other homes in Palm Harbor 34683?

Among the 13,797 homes in Palm Harbor 34683, it is worth more than 95% of them ($1,121,123 against a typical $444,633), its price per square foot is higher than 79% of them ($294 against a typical $254), it is bigger than 97% of them (3,811 ft² against a typical 1,690 ft²), its lot is bigger than 25% of them (0.18 ac against a typical 0.24 ac) and it is newer than 93% of them (2003 against a typical 1985). Measured against all of Pinellas County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 348 Bay St, Palm Harbor, FL?

The 2025 property tax bill for 348 Bay St, Palm Harbor, FL was $14,330. The county assessed it at $805,150.

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