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Single Family ResidenceResidential
$90,519$62 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $45,000 on Dec 8, 2009

3481 CLAY RD

SPENCER, WV 25276
3
Beds
1
Baths
1,464 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$91K
$81K low$100K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Dec 8, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$370 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,060 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,760
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,380
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRoane
Lot (acres)The size of the land the home sits on, from county records.1.00
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 400 ft²Porch · 128 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Roane County High SchoolC-
High · Grades 9–12 · 5.2 mi
E
Spencer Elementary SchoolD+
Elementary · Grades PK–4 · 5.3 mi
M
Spencer Middle SchoolD
Middle · Grades 5–8 · 6.1 mi

District: Roane County School District

Neighborhood · ZIP 25276These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,446
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3481 Clay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Roane County
  • Costs less per square foot than 78% of homes in Roane County

What homes are worth in Spencer 25276

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$434K

This home is worth more than 37% of homes in Spencer 25276.

How it measures up in Spencer 25276

The dot is this home. The mark in the middle is the typical home in Spencer 25276.

Estimated value$90,519
CheaperTypical $116,498Pricier

Pricier than 37% of homes nearby

Price per ft²$62
CheaperTypical $85Pricier

Pricier than 26% of homes nearby

Living area1,464 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 50% of homes nearby

Lot size1 ac
SmallerTypical 1.06 acBigger

Bigger than 49% of homes nearby

Year built1960
OlderTypical 1968Newer

Newer than 43% of homes nearby

How 3481 Clay Rd ranks against every home in each area.
MeasureThis homeSpencer 25276Roane County
Estimated valuepricier than$90,51937% of homes35% of homes
Price per ft²pricier than$6226% of homes22% of homes
Living areabigger than1,464 ft²50% of homes52% of homes
Lot sizebigger than1 ac49% of homes36% of homes
Year builtnewer than196043% of homes40% of homes

About 3481 Clay Rd

How much is 3481 Clay Rd, Spencer, WV worth?

The TopHap Estimate for 3481 Clay Rd, Spencer, WV is $90,519 as of Sep 24, 2026. The likely range is $80,870 to $100,168. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3481 Clay Rd, Spencer, WV last sell?

3481 Clay Rd, Spencer, WV last sold on Dec 8, 2009 for $45,000, according to the county's recorded deed.

How big is 3481 Clay Rd, Spencer, WV?

3481 Clay Rd, Spencer, WV has 3 bedrooms, 1 bathrooms, 1,464 square feet of living space and a 1.00-acre lot.

When was 3481 Clay Rd, Spencer, WV built?

3481 Clay Rd, Spencer, WV was built in 1960, making it 66 years old. It is a conventional home. The building has 1 story.

What schools serve 3481 Clay Rd, Spencer, WV?

3481 Clay Rd, Spencer, WV is assigned to Roane County High School (high), rated C-; Spencer Elementary School (elementary), rated D+; Spencer Middle School (middle), rated D. All sit in Roane County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3481 Clay Rd, Spencer, WV compare to other homes in Spencer 25276?

Among the 3,432 homes in Spencer 25276, it is worth more than 37% of them ($90,519 against a typical $116,498), its price per square foot is higher than 26% of them ($62 against a typical $85), it is bigger than 50% of them (1,464 ft² against a typical 1,472 ft²), its lot is bigger than 49% of them (1 ac against a typical 1.06 ac) and it is newer than 43% of them (1960 against a typical 1968). Measured against all of Roane County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3481 Clay Rd, Spencer, WV?

The 2025 property tax bill for 3481 Clay Rd, Spencer, WV was $370. The county assessed it at $42,060.

More homes on Clay Rd

Closest homes

More homes in Spencer 25276

Assigned schools

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