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Single Family ResidenceResidential
$1,565,000$391 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

34814 CHESTNUT RIDGE RD

NORTH RIDGEVILLE, OH 44039
3
Beds
2.5
Baths
4,000 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.56 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
13
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.6M
$1.3M low$1.8M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,120,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$896,000
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$445,000
CIVISTA BANK · recorded May 9, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,299 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,385 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,511
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,874
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$541,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLORAIN
Lot (acres)The size of the land the home sits on, from county records.6.56
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 492 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Ridgeville High SchoolA-
High · Grades 9–12 · 1.0 mi
M
North Ridgeville Academic CenterB+
Middle · Grades 3–8 · 1.0 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 2.2 mi

District: North Ridgeville City School District

Neighborhood · ZIP 44039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.27
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.36,448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,529 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,310
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,251
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

34814 Chestnut Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in North Ridgeville 44039
  • Among the highest price per square foot in North Ridgeville 44039
  • Among the largest homes in North Ridgeville 44039
  • Has a bigger lot than 98% of homes in North Ridgeville 44039
  • Newer than 97% of homes in Lorain County

What homes are worth in North Ridgeville 44039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$598K

This home is worth more than almost all homes in North Ridgeville 44039.

How it measures up in North Ridgeville 44039

The dot is this home. The mark in the middle is the typical home in North Ridgeville 44039.

Estimated value$1,565,000
CheaperTypical $332,857Pricier

Pricier than almost all homes nearby

Price per ft²$391
CheaperTypical $182Pricier

Pricier than almost all homes nearby

Living area4,000 ft²
SmallerTypical 1,810 ft²Bigger

Bigger than almost all homes nearby

Lot size6.56 ac
SmallerTypical 0.3 acBigger

Bigger than 98% of homes nearby

Year built2020
OlderTypical 1998Newer

Newer than 95% of homes nearby

How 34814 Chestnut Ridge Rd ranks against every home in each area.
MeasureThis homeNorth Ridgeville 44039Lorain County
Estimated valuepricier than$1,565,000almost all homesalmost all homes
Price per ft²pricier than$391almost all homesalmost all homes
Living areabigger than4,000 ft²almost all homesalmost all homes
Lot sizebigger than6.56 ac98% of homes98% of homes
Year builtnewer than202095% of homes97% of homes

About 34814 Chestnut Ridge Rd

How much is 34814 Chestnut Ridge Rd, North Ridgeville, OH worth?

The TopHap Estimate for 34814 Chestnut Ridge Rd, North Ridgeville, OH is $1,565,000 as of Jul 14, 2026. The likely range is $1,283,173 to $1,846,827. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 34814 Chestnut Ridge Rd, North Ridgeville, OH last sell?

34814 Chestnut Ridge Rd, North Ridgeville, OH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 34814 Chestnut Ridge Rd, North Ridgeville, OH?

34814 Chestnut Ridge Rd, North Ridgeville, OH has 3 bedrooms, 2.5 bathrooms, 4,000 square feet of living space and a 6.56-acre lot.

When was 34814 Chestnut Ridge Rd, North Ridgeville, OH built?

34814 Chestnut Ridge Rd, North Ridgeville, OH was built in 2020, making it 6 years old.

What schools serve 34814 Chestnut Ridge Rd, North Ridgeville, OH?

34814 Chestnut Ridge Rd, North Ridgeville, OH is assigned to North Ridgeville High School (high), rated A-; North Ridgeville Academic Center (middle), rated B+; Liberty Elementary School (elementary). All sit in North Ridgeville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 34814 Chestnut Ridge Rd, North Ridgeville, OH compare to other homes in North Ridgeville 44039?

Among the 14,908 homes in North Ridgeville 44039, it is worth more than almost all of them ($1,565,000 against a typical $332,857), its price per square foot is higher than almost all of them ($391 against a typical $182), it is bigger than almost all of them (4,000 ft² against a typical 1,810 ft²), its lot is bigger than 98% of them (6.56 ac against a typical 0.3 ac) and it is newer than 95% of them (2020 against a typical 1998). Measured against all of Lorain County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 34814 Chestnut Ridge Rd, North Ridgeville, OH?

The 2025 property tax bill for 34814 Chestnut Ridge Rd, North Ridgeville, OH was $9,299. The county assessed it at $189,385.

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Assigned schools

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