Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$355,805$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Sep 2, 2025

3491 MONTEREY DR

ROCKINGHAM, VA 22801
3
Beds
3.5
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,655 ft²
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$356K
$339K low$373K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Sep 2, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,055
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,844
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$194,750
BANK OF THE JAMES · recorded Sep 2, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$379 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$365,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$300,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$365,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyROCKINGHAM
Lot (acres)The size of the land the home sits on, from county records.0.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Montevideo Middle SchoolB-
Middle · Grades 6–8 · 4.1 mi
H
Spotswood High SchoolB+
High · Grades 9–12 · 4.3 mi
E
Cub Run Elementary SchoolD+
Elementary · Grades PK–5 · 4.3 mi

District: Rockingham County Public Schools

Neighborhood · ZIP 22801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.42,820
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,244 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,308
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,915
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3491 Monterey Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest lots in Rockingham County
  • Among the newest homes in Harrisonburg 22801

What homes are worth in Harrisonburg 22801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$181K$949K

This home is worth more than 42% of homes in Harrisonburg 22801.

How it measures up in Harrisonburg 22801

The dot is this home. The mark in the middle is the typical home in Harrisonburg 22801.

Estimated value$355,805
CheaperTypical $375,433Pricier

Pricier than 42% of homes nearby

Price per ft²$222
CheaperTypical $224Pricier

Pricier than 48% of homes nearby

Living area1,600 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 49% of homes nearby

Lot size1,655 ft²
SmallerTypical 0.23 acBigger

Bigger than 3% of homes nearby

Year built2025
OlderTypical 1998Newer

Newer than almost all homes nearby

How 3491 Monterey Dr ranks against every home in each area.
MeasureThis homeHarrisonburg 22801Rockingham County
Estimated valuepricier than$355,80542% of homes50% of homes
Price per ft²pricier than$22248% of homes44% of homes
Living areabigger than1,600 ft²49% of homes53% of homes
Lot sizebigger than1,655 ft²3% of homesalmost no homes
Year builtnewer than2025almost all homesalmost all homes

About 3491 Monterey Dr

How much is 3491 Monterey Dr, Rockingham, VA worth?

The TopHap Estimate for 3491 Monterey Dr, Rockingham, VA is $355,805 as of Jul 14, 2026. The likely range is $338,859 to $372,751. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3491 Monterey Dr, Rockingham, VA last sell?

3491 Monterey Dr, Rockingham, VA last sold on Sep 2, 2025 for $350,000, according to the county's recorded deed.

How big is 3491 Monterey Dr, Rockingham, VA?

3491 Monterey Dr, Rockingham, VA has 3 bedrooms, 3.5 bathrooms, 1,600 square feet of living space and a 0.04-acre lot.

When was 3491 Monterey Dr, Rockingham, VA built?

3491 Monterey Dr, Rockingham, VA was built in 2025, making it 1 years old. It is a townhouse home. The building has 2 stories.

What schools serve 3491 Monterey Dr, Rockingham, VA?

3491 Monterey Dr, Rockingham, VA is assigned to Montevideo Middle School (middle), rated B-; Spotswood High School (high), rated B+; Cub Run Elementary School (elementary), rated D+. All sit in Rockingham County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3491 Monterey Dr, Rockingham, VA compare to other homes in Harrisonburg 22801?

Among the 11,079 homes in Harrisonburg 22801, it is worth more than 42% of them ($355,805 against a typical $375,433), its price per square foot is higher than 48% of them ($222 against a typical $224), it is bigger than 49% of them (1,600 ft² against a typical 1,620 ft²), its lot is bigger than 3% of them (1,655 ft² against a typical 0.23 ac) and it is newer than almost all of them (2025 against a typical 1998). Measured against all of Rockingham County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3491 Monterey Dr, Rockingham, VA?

The 2026 property tax bill for 3491 Monterey Dr, Rockingham, VA was $379. The county assessed it at $365,200.

Closest homes

More homes in Rockingham 22801

Assigned schools

Explore the area

See this home in context

Open 3491 Monterey Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map