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Single Family ResidenceResidential
$270,724$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $265,000 on Dec 27, 2024

3495 RITCHIE RD

LINCOLNTON, NC 28092
3
Beds
2
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$271K
$234K low$308K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Dec 27, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,537 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$229,345 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$203,345
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$229,345
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$229,345

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.60
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lincolnton Middle SchoolC-
Middle · Grades 6–8 · 1.1 mi
H
Lincolnton High SchoolC-
High · Grades 9–12 · 3.9 mi
E
Norris S. Childers Elementary SchoolC+
Elementary · Grades PK–5 · 4.7 mi

District: Lincoln County Schools

Neighborhood · ZIP 28092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.43,813
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.367 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,157
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,382
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3495 Ritchie Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Lincoln County
  • Costs more per square foot than 65% of homes in Lincolnton 28092
  • Smaller than 74% of homes in Lincoln County
  • Newer than 82% of homes in Lincolnton 28092

What homes are worth in Lincolnton 28092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$784K

This home is worth more than 45% of homes in Lincolnton 28092.

How it measures up in Lincolnton 28092

The dot is this home. The mark in the middle is the typical home in Lincolnton 28092.

Estimated value$270,724
CheaperTypical $289,317Pricier

Pricier than 45% of homes nearby

Price per ft²$212
CheaperTypical $185Pricier

Pricier than 65% of homes nearby

Living area1,280 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.6 ac
SmallerTypical 0.76 acBigger

Bigger than 40% of homes nearby

Year built2004
OlderTypical 1985Newer

Newer than 82% of homes nearby

How 3495 Ritchie Rd ranks against every home in each area.
MeasureThis homeLincolnton 28092Lincoln County
Estimated valuepricier than$270,72445% of homes25% of homes
Price per ft²pricier than$21265% of homes46% of homes
Living areabigger than1,280 ft²36% of homes26% of homes
Lot sizebigger than0.6 ac40% of homes44% of homes
Year builtnewer than200482% of homes67% of homes

About 3495 Ritchie Rd

How much is 3495 Ritchie Rd, Lincolnton, NC worth?

The TopHap Estimate for 3495 Ritchie Rd, Lincolnton, NC is $270,724 as of Sep 24, 2026. The likely range is $233,564 to $307,884. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3495 Ritchie Rd, Lincolnton, NC last sell?

3495 Ritchie Rd, Lincolnton, NC last sold on Dec 27, 2024 for $265,000, according to the county's recorded deed. TopHap holds 7 recorded sales for this parcel.

How big is 3495 Ritchie Rd, Lincolnton, NC?

3495 Ritchie Rd, Lincolnton, NC has 3 bedrooms, 2 bathrooms, 1,280 square feet of living space and a 0.60-acre lot.

When was 3495 Ritchie Rd, Lincolnton, NC built?

3495 Ritchie Rd, Lincolnton, NC was built in 2004, making it 22 years old. It is a ranch home. The building has 1 story.

What schools serve 3495 Ritchie Rd, Lincolnton, NC?

3495 Ritchie Rd, Lincolnton, NC is assigned to Lincolnton Middle School (middle), rated C-; Lincolnton High School (high), rated C-; Norris S. Childers Elementary School (elementary), rated C+. All sit in Lincoln County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3495 Ritchie Rd, Lincolnton, NC compare to other homes in Lincolnton 28092?

Among the 16,399 homes in Lincolnton 28092, it is worth more than 45% of them ($270,724 against a typical $289,317), its price per square foot is higher than 65% of them ($212 against a typical $185), it is bigger than 36% of them (1,280 ft² against a typical 1,456 ft²), its lot is bigger than 40% of them (0.6 ac against a typical 0.76 ac) and it is newer than 82% of them (2004 against a typical 1985). Measured against all of Lincoln County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3495 Ritchie Rd, Lincolnton, NC?

The 2026 property tax bill for 3495 Ritchie Rd, Lincolnton, NC was $1,537. The county assessed it at $229,345.

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