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Single Family ResidenceResidential
$400,949$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $400,000 on Sep 16, 2026

3496 109TH LN NE

MINNEAPOLIS, MN 55449
3
Beds
2
Baths
1,850 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$401K
$392K low$410K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Sep 16, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,588 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$364,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$69,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$295,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$361,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyANOKA
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northpoint Elementary SchoolB
Elementary · Grades PK–4 · 2.3 mi
M
Westwood Intermediate and Middle SchoolC
Middle · Grades 5–8 · 4.1 mi
H
Spring Lake Park High SchoolC-
High · Grades 9–12 · 5.0 mi

District: Spring Lake Park Schools

Neighborhood · ZIP 55449These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.34,850
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,561 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,788
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,805
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3496 109th Ln Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Anoka County
  • Costs less per square foot than 74% of homes in Anoka County
  • Bigger than 79% of homes in Anoka County
  • Has a smaller lot than 82% of homes in Anoka County
  • Among the newest homes in Anoka County

What homes are worth in Minneapolis 55449

Each bar is how many homes fall in that price range. The marker is this home.

This home
$241K$893K

This home is worth more than 41% of homes in Minneapolis 55449.

How it measures up in Minneapolis 55449

The dot is this home. The mark in the middle is the typical home in Minneapolis 55449.

Estimated value$400,949
CheaperTypical $440,033Pricier

Pricier than 41% of homes nearby

Price per ft²$217
CheaperTypical $226Pricier

Pricier than 43% of homes nearby

Living area1,850 ft²
SmallerTypical 1,769 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.15 ac
SmallerTypical 0.24 acBigger

Bigger than 30% of homes nearby

Year built2023
OlderTypical 2005Newer

Newer than 96% of homes nearby

How 3496 109th Ln Ne ranks against every home in each area.
MeasureThis homeMinneapolis 55449Anoka County
Estimated valuepricier than$400,94941% of homes67% of homes
Price per ft²pricier than$21743% of homes26% of homes
Living areabigger than1,850 ft²55% of homes79% of homes
Lot sizebigger than0.15 ac30% of homes18% of homes
Year builtnewer than202396% of homesalmost all homes

About 3496 109th Ln Ne

How much is 3496 109th Ln Ne, Minneapolis, MN worth?

The TopHap Estimate for 3496 109th Ln Ne, Minneapolis, MN is $400,949 as of Oct 21, 2026. The likely range is $392,225 to $409,673. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3496 109th Ln Ne, Minneapolis, MN last sell?

3496 109th Ln Ne, Minneapolis, MN last sold on Sep 16, 2026 for $400,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3496 109th Ln Ne, Minneapolis, MN?

3496 109th Ln Ne, Minneapolis, MN has 3 bedrooms, 2 bathrooms, 1,850 square feet of living space and a 0.15-acre lot.

When was 3496 109th Ln Ne, Minneapolis, MN built?

3496 109th Ln Ne, Minneapolis, MN was built in 2023, making it 3 years old. It is a townhouse home. The building has 2 stories.

What schools serve 3496 109th Ln Ne, Minneapolis, MN?

3496 109th Ln Ne, Minneapolis, MN is assigned to Northpoint Elementary School (elementary), rated B; Westwood Intermediate and Middle School (middle), rated C; Spring Lake Park High School (high), rated C-. All sit in Spring Lake Park Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3496 109th Ln Ne, Minneapolis, MN compare to other homes in Minneapolis 55449?

Among the 12,953 homes in Minneapolis 55449, it is worth more than 41% of them ($400,949 against a typical $440,033), its price per square foot is higher than 43% of them ($217 against a typical $226), it is bigger than 55% of them (1,850 ft² against a typical 1,769 ft²), its lot is bigger than 30% of them (0.15 ac against a typical 0.24 ac) and it is newer than 96% of them (2023 against a typical 2005). Measured against all of Anoka County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3496 109th Ln Ne, Minneapolis, MN?

The 2026 property tax bill for 3496 109th Ln Ne, Minneapolis, MN was $2,588. The county assessed it at $364,400.

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