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Single Family ResidenceResidential
$348,645$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $204,000 on Jul 15, 2005

3509 RUGBY LN

WICHITA FALLS, TX 76310
4
Beds
2
Baths
2,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$349K
$322K low$376K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$204,000 · Jul 15, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$214,911
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$171,929
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$133,734
JPMORGAN CHASE BANK NA · recorded Apr 22, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,307 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$352,782 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$312,782
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$339,215
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$352,782

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWICHITA
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 142 ft²Sprinklers

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Foundation Elementary SchoolA-
Elementary · Grades KG–5 · 0.1 mi
M
Rider Middle School
Middle · Grades 6–8 · 0.9 mi
H
Memorial High SchoolC-
High · Grades 9–12 · 0.9 mi

District: Wichita Falls Independent School District

Neighborhood · ZIP 76310These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.22,836
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,469
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,897
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3509 Rugby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Wichita County
  • Costs more per square foot than 87% of homes in Wichita County
  • Bigger than 84% of homes in Wichita County
  • Has a bigger lot than 70% of homes in Wichita County
  • Newer than 85% of homes in Wichita County

What homes are worth in Wichita Falls 76310

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$705K

This home is worth more than 74% of homes in Wichita Falls 76310.

How it measures up in Wichita Falls 76310

The dot is this home. The mark in the middle is the typical home in Wichita Falls 76310.

Estimated value$348,645
CheaperTypical $250,932Pricier

Pricier than 74% of homes nearby

Price per ft²$162
CheaperTypical $153Pricier

Pricier than 59% of homes nearby

Living area2,152 ft²
SmallerTypical 1,694 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.28 ac
SmallerTypical 0.22 acBigger

Bigger than 65% of homes nearby

Year built1996
OlderTypical 1984Newer

Newer than 67% of homes nearby

How 3509 Rugby Ln ranks against every home in each area.
MeasureThis homeWichita Falls 76310Wichita County
Estimated valuepricier than$348,64574% of homes89% of homes
Price per ft²pricier than$16259% of homes87% of homes
Living areabigger than2,152 ft²77% of homes84% of homes
Lot sizebigger than0.28 ac65% of homes70% of homes
Year builtnewer than199667% of homes85% of homes

About 3509 Rugby Ln

How much is 3509 Rugby Ln, Wichita Falls, TX worth?

The TopHap Estimate for 3509 Rugby Ln, Wichita Falls, TX is $348,645 as of Jul 14, 2026. The likely range is $321,676 to $375,614. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3509 Rugby Ln, Wichita Falls, TX last sell?

3509 Rugby Ln, Wichita Falls, TX last sold on Jul 15, 2005 for $204,000, according to the county's recorded deed.

How big is 3509 Rugby Ln, Wichita Falls, TX?

3509 Rugby Ln, Wichita Falls, TX has 4 bedrooms, 2 bathrooms, 2,152 square feet of living space and a 0.28-acre lot.

When was 3509 Rugby Ln, Wichita Falls, TX built?

3509 Rugby Ln, Wichita Falls, TX was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 3509 Rugby Ln, Wichita Falls, TX?

3509 Rugby Ln, Wichita Falls, TX is assigned to West Foundation Elementary School (elementary), rated A-; Rider Middle School (middle); Memorial High School (high), rated C-. All sit in Wichita Falls Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3509 Rugby Ln, Wichita Falls, TX compare to other homes in Wichita Falls 76310?

Among the 7,547 homes in Wichita Falls 76310, it is worth more than 74% of them ($348,645 against a typical $250,932), its price per square foot is higher than 59% of them ($162 against a typical $153), it is bigger than 77% of them (2,152 ft² against a typical 1,694 ft²), its lot is bigger than 65% of them (0.28 ac against a typical 0.22 ac) and it is newer than 67% of them (1996 against a typical 1984). Measured against all of Wichita County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3509 Rugby Ln, Wichita Falls, TX?

The 2025 property tax bill for 3509 Rugby Ln, Wichita Falls, TX was $6,307. The county assessed it at $352,782.

Closest homes

More homes in Wichita Falls 76310

Assigned schools

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