Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$288,753$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $124,500 on Dec 7, 2011

3518 BANKS RUN LN

KATY, TX 77449
4
Beds
2.5
Baths
2,437 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$289K
$271K low$307K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$124,500 · Dec 7, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$166,111
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$132,889
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,642
FIRST GUARANTY MORTGAGE CORP · recorded May 8, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,137 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$274,042 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,153
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$224,889
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$280,713
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$274,042

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyHARRIS
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Primary
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 36 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Loraine T. Golbow Elementary SchoolB-
Elementary · Grades PK–5 · 0.1 mi
M
T. H. McDonald Junior High SchoolB-
Middle · Grades 6–8 · 0.3 mi
H
Morton Ranch High SchoolB-
High · Grades 9–12 · 1.3 mi

District: Katy Independent School District

Neighborhood · ZIP 77449These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.38
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.140,845
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,755 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,095
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,357
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3518 Banks Run Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Harris County
  • Bigger than 80% of homes in Katy 77449
  • Has a smaller lot than 66% of homes in Harris County
  • Older than 77% of homes in Katy 77449

What homes are worth in Katy 77449

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$394K

This home is worth more than 61% of homes in Katy 77449.

How it measures up in Katy 77449

The dot is this home. The mark in the middle is the typical home in Katy 77449.

Estimated value$288,753
CheaperTypical $276,556Pricier

Pricier than 61% of homes nearby

Price per ft²$118
CheaperTypical $144Pricier

Pricier than 14% of homes nearby

Living area2,437 ft²
SmallerTypical 1,873 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.15 ac
SmallerTypical 0.14 acBigger

Bigger than 58% of homes nearby

Year built1994
OlderTypical 2004Newer

Newer than 23% of homes nearby

How 3518 Banks Run Ln ranks against every home in each area.
MeasureThis homeKaty 77449Harris County
Estimated valuepricier than$288,75361% of homes50% of homes
Price per ft²pricier than$11814% of homes13% of homes
Living areabigger than2,437 ft²80% of homes72% of homes
Lot sizebigger than0.15 ac58% of homes34% of homes
Year builtnewer than199423% of homes55% of homes

About 3518 Banks Run Ln

How much is 3518 Banks Run Ln, Katy, TX worth?

The TopHap Estimate for 3518 Banks Run Ln, Katy, TX is $288,753 as of Jul 14, 2026. The likely range is $270,512 to $306,994. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3518 Banks Run Ln, Katy, TX last sell?

3518 Banks Run Ln, Katy, TX last sold on Dec 7, 2011 for $124,500, according to the county's recorded deed.

How big is 3518 Banks Run Ln, Katy, TX?

3518 Banks Run Ln, Katy, TX has 4 bedrooms, 2.5 bathrooms, 2,437 square feet of living space and a 0.15-acre lot.

When was 3518 Banks Run Ln, Katy, TX built?

3518 Banks Run Ln, Katy, TX was built in 1994, making it 32 years old. It is a traditional/old home. The building has 1 story.

What schools serve 3518 Banks Run Ln, Katy, TX?

3518 Banks Run Ln, Katy, TX is assigned to Loraine T. Golbow Elementary School (elementary), rated B-; T. H. McDonald Junior High School (middle), rated B-; Morton Ranch High School (high), rated B-. All sit in Katy Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3518 Banks Run Ln, Katy, TX compare to other homes in Katy 77449?

Among the 39,411 homes in Katy 77449, it is worth more than 61% of them ($288,753 against a typical $276,556), its price per square foot is higher than 14% of them ($118 against a typical $144), it is bigger than 80% of them (2,437 ft² against a typical 1,873 ft²), its lot is bigger than 58% of them (0.15 ac against a typical 0.14 ac) and it is newer than 23% of them (1994 against a typical 2004). Measured against all of Harris County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3518 Banks Run Ln, Katy, TX?

The 2025 property tax bill for 3518 Banks Run Ln, Katy, TX was $5,137. The county assessed it at $274,042.

Closest homes

More homes in Katy 77449

Assigned schools

Explore the area

See this home in context

Open 3518 Banks Run Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map