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Single Family ResidenceResidential
$328,576$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3520 WINDING RIVER CT

FORT WAYNE, IN 46818
4
Beds
3 / 1
Baths
1,921 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$329K
$312K low$345K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$234,376
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$187,501
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,200
UNION SAVINGS BANK · recorded Dec 23, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,478 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$341,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$314,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$341,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$341,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAllen
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 77 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Carroll High SchoolA
High · Grades 9–12 · 0.2 mi
E
Eel River Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
M
Carroll Middle SchoolB+
Middle · Grades 6–8 · 0.9 mi

District: Northwest Allen County Schools

Neighborhood · ZIP 46818These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.24,598
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.371 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,458
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,047
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3520 Winding River Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Allen County
  • Costs more per square foot than 71% of homes in Allen County
  • Newer than 75% of homes in Allen County

What homes are worth in Fort Wayne 46818

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$566K

This home is worth more than 61% of homes in Fort Wayne 46818.

How it measures up in Fort Wayne 46818

The dot is this home. The mark in the middle is the typical home in Fort Wayne 46818.

Estimated value$328,576
CheaperTypical $305,157Pricier

Pricier than 61% of homes nearby

Price per ft²$171
CheaperTypical $171Pricier

Pricier than 50% of homes nearby

Living area1,921 ft²
SmallerTypical 1,840 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.25 ac
SmallerTypical 0.28 acBigger

Bigger than 42% of homes nearby

Year built1998
OlderTypical 2003Newer

Newer than 39% of homes nearby

How 3520 Winding River Ct ranks against every home in each area.
MeasureThis homeFort Wayne 46818Allen County
Estimated valuepricier than$328,57661% of homes73% of homes
Price per ft²pricier than$17150% of homes71% of homes
Living areabigger than1,921 ft²55% of homes59% of homes
Lot sizebigger than0.25 ac42% of homes50% of homes
Year builtnewer than199839% of homes75% of homes

About 3520 Winding River Ct

How much is 3520 Winding River Ct, Fort Wayne, IN worth?

The TopHap Estimate for 3520 Winding River Ct, Fort Wayne, IN is $328,576 as of Jul 14, 2026. The likely range is $312,027 to $345,125. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3520 Winding River Ct, Fort Wayne, IN?

3520 Winding River Ct, Fort Wayne, IN has 4 bedrooms, 3 bathrooms, 1,921 square feet of living space and a 0.26-acre lot.

When was 3520 Winding River Ct, Fort Wayne, IN built?

3520 Winding River Ct, Fort Wayne, IN was built in 1998, making it 28 years old. The building has 2 stories.

What schools serve 3520 Winding River Ct, Fort Wayne, IN?

3520 Winding River Ct, Fort Wayne, IN is assigned to Carroll High School (high), rated A; Eel River Elementary School (elementary), rated B; Carroll Middle School (middle), rated B+. All sit in Northwest Allen County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3520 Winding River Ct, Fort Wayne, IN compare to other homes in Fort Wayne 46818?

Among the 8,016 homes in Fort Wayne 46818, it is worth more than 61% of them ($328,576 against a typical $305,157), its price per square foot is higher than 50% of them ($171 against a typical $171), it is bigger than 55% of them (1,921 ft² against a typical 1,840 ft²), its lot is bigger than 42% of them (0.25 ac against a typical 0.28 ac) and it is newer than 39% of them (1998 against a typical 2003). Measured against all of Allen County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3520 Winding River Ct, Fort Wayne, IN?

The 2025 property tax bill for 3520 Winding River Ct, Fort Wayne, IN was $2,478. The county assessed it at $341,600.

Closest homes

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Assigned schools

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