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Single Family ResidenceResidential
$600,352
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $580,000 on Jan 7, 2026

3521 S AUSABLE RIVER DR

LUZERNE, MI 48636
0
Baths
13.58 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$600K
$521K low$679K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$580,000 · Jan 7, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$600,352
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$480,282

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,862 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$219,500 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$212,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$439,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.169 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOSCODA
Lot (acres)The size of the land the home sits on, from county records.13.58
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mioausable Elementary SchoolB-
Elementary · Grades PK–5 · 6.6 mi
M
Mioausable High SchoolB-
Middle · Grades 6–12 · 6.7 mi

District: Mio-Ausable Schools

Neighborhood · ZIP 48636These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.52%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.3%
PopulationHow many people live in this area.990
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,968
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,993
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3521 S Ausable River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Luzerne 48636
  • Has a bigger lot than 90% of homes in Luzerne 48636

What homes are worth in Luzerne 48636

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$500K

This home is worth more than almost all homes in Luzerne 48636.

How it measures up in Luzerne 48636

The dot is this home. The mark in the middle is the typical home in Luzerne 48636.

Estimated value$600,352
CheaperTypical $113,212Pricier

Pricier than almost all homes nearby

Lot size13.58 ac
SmallerTypical 1 acBigger

Bigger than 90% of homes nearby

How 3521 S Ausable River Dr ranks against every home in each area.
MeasureThis homeLuzerne 48636Oscoda County
Estimated valuepricier than$600,352almost all homes98% of homes
Lot sizebigger than13.58 ac90% of homes87% of homes

About 3521 S Ausable River Dr

How much is 3521 S Ausable River Dr, Luzerne, MI worth?

The TopHap Estimate for 3521 S Ausable River Dr, Luzerne, MI is $600,352 as of Jul 14, 2026. The likely range is $521,490 to $679,214. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3521 S Ausable River Dr, Luzerne, MI last sell?

3521 S Ausable River Dr, Luzerne, MI last sold on Jan 7, 2026 for $580,000, according to the county's recorded deed.

What schools serve 3521 S Ausable River Dr, Luzerne, MI?

3521 S Ausable River Dr, Luzerne, MI is assigned to Mioausable Elementary School (elementary), rated B-; Mioausable High School (middle), rated B-. All sit in Mio-Ausable Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3521 S Ausable River Dr, Luzerne, MI compare to other homes in Luzerne 48636?

Among the 1,080 homes in Luzerne 48636, it is worth more than almost all of them ($600,352 against a typical $113,212) and its lot is bigger than 90% of them (13.58 ac against a typical 1 ac). Measured against all of Oscoda County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3521 S Ausable River Dr, Luzerne, MI?

The 2025 property tax bill for 3521 S Ausable River Dr, Luzerne, MI was $2,862. The county assessed it at $219,500.

Closest homes

More homes in Luzerne 48636

Assigned schools

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