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Single Family ResidenceResidential
$393,817$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3522 RIDGESTONE DR

GARLAND, TX 75040
3
Beds
2
Baths
2,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$394K
$378K low$410K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$266,217
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$212,974
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$97,600
1-800 HOME LOAN · R · recorded May 28, 1999
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
J P MORGAN CHASE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,585 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$388,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$288,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$434,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$388,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDALLAS
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Naaman Forest High SchoolC+
High · Grades 9–12 · 0.6 mi
E
Lister Elementary SchoolB
Elementary · Grades PK–5 · 1.1 mi
M
Webb Middle SchoolC+
Middle · Grades 6–8 · 1.3 mi

District: Garland Independent School District

Neighborhood · ZIP 75040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.65,121
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,015 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,982
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,598
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3522 Ridgestone Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Garland 75040
  • Bigger than 82% of homes in Garland 75040
  • Has a bigger lot than 94% of homes in Coomer Creek
  • Newer than 85% of homes in Coomer Creek

What homes are worth in Garland 75040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$174K$500K

This home is worth more than 89% of homes in Garland 75040.

How it measures up in Garland 75040

The dot is this home. The mark in the middle is the typical home in Garland 75040.

Estimated value$393,817
CheaperTypical $287,401Pricier

Pricier than 89% of homes nearby

Price per ft²$187
CheaperTypical $187Pricier

Pricier than 50% of homes nearby

Living area2,104 ft²
SmallerTypical 1,554 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.26 ac
SmallerTypical 0.18 acBigger

Bigger than 92% of homes nearby

Year built1991
OlderTypical 1978Newer

Newer than 79% of homes nearby

How 3522 Ridgestone Dr ranks against every home in each area.
MeasureThis homeCoomer CreekGarland 75040Dallas County
Estimated valuepricier than$393,81787% of homes89% of homes66% of homes
Price per ft²pricier than$18757% of homes50% of homes45% of homes
Living areabigger than2,104 ft²77% of homes82% of homes68% of homes
Lot sizebigger than0.26 ac94% of homes92% of homes75% of homes
Year builtnewer than199185% of homes79% of homes70% of homes

About 3522 Ridgestone Dr

How much is 3522 Ridgestone Dr, Garland, TX worth?

The TopHap Estimate for 3522 Ridgestone Dr, Garland, TX is $393,817 as of Jul 14, 2026. The likely range is $378,035 to $409,599. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3522 Ridgestone Dr, Garland, TX last sell?

3522 Ridgestone Dr, Garland, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3522 Ridgestone Dr, Garland, TX?

3522 Ridgestone Dr, Garland, TX has 3 bedrooms, 2 bathrooms, 2,104 square feet of living space and a 0.26-acre lot.

When was 3522 Ridgestone Dr, Garland, TX built?

3522 Ridgestone Dr, Garland, TX was built in 1991, making it 35 years old. The building has 1 story.

What schools serve 3522 Ridgestone Dr, Garland, TX?

3522 Ridgestone Dr, Garland, TX is assigned to Naaman Forest High School (high), rated C+; Lister Elementary School (elementary), rated B; Webb Middle School (middle), rated C+. All sit in Garland Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3522 Ridgestone Dr, Garland, TX compare to other homes in Garland 75040?

Among the 18,189 homes in Garland 75040, it is worth more than 89% of them ($393,817 against a typical $287,401), its price per square foot is higher than 50% of them ($187 against a typical $187), it is bigger than 82% of them (2,104 ft² against a typical 1,554 ft²), its lot is bigger than 92% of them (0.26 ac against a typical 0.18 ac) and it is newer than 79% of them (1991 against a typical 1978). Measured against all of Dallas County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3522 Ridgestone Dr, Garland, TX?

The 2025 property tax bill for 3522 Ridgestone Dr, Garland, TX was $2,585. The county assessed it at $388,300.

Closest homes

More homes in Garland 75040

Assigned schools

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