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Single Family ResidenceResidential
$349,528$303 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $278,000 on Aug 10, 2018

3522 ROSS ST

STOW, NY 14785
2
Beds
1
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$350K
$208K low$491K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$278,000 · Aug 10, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,751 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$107,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$167,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyChautauqua
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Electric
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 401 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chautauqua Lake Secondary SchoolA-
Middle · Grades 7–12 · 9.4 mi
E
Chautauqua Lake Elementary SchoolA
Elementary · Grades PK–6 · 9.4 mi

District: Chautauqua Lake Central School District

Neighborhood · ZIP 14785These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.182
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.34%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,048
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,072
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3522 Ross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Chautauqua County
  • Costs more per square foot than 96% of homes in Chautauqua County
  • Smaller than 78% of homes in Chautauqua County
  • Has a smaller lot than 73% of homes in Chautauqua County
  • Older than 92% of homes in Stow 14785

What homes are worth in Stow 14785

Each bar is how many homes fall in that price range. The marker is this home.

This home
$152K$1.4M

This home is worth more than 39% of homes in Stow 14785.

How it measures up in Stow 14785

The dot is this home. The mark in the middle is the typical home in Stow 14785.

Estimated value$349,528
CheaperTypical $405,208Pricier

Pricier than 39% of homes nearby

Price per ft²$303
CheaperTypical $281Pricier

Pricier than 59% of homes nearby

Living area1,152 ft²
SmallerTypical 1,158 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.16 ac
SmallerTypical 0.22 acBigger

Bigger than 34% of homes nearby

Year built1900
OlderTypical 1950Newer

Newer than 8% of homes nearby

How 3522 Ross St ranks against every home in each area.
MeasureThis homeStow 14785Chautauqua County
Estimated valuepricier than$349,52839% of homes89% of homes
Price per ft²pricier than$30359% of homes96% of homes
Living areabigger than1,152 ft²46% of homes22% of homes
Lot sizebigger than0.16 ac34% of homes27% of homes
Year builtnewer than19008% of homes22% of homes

About 3522 Ross St

How much is 3522 Ross St, Stow, NY worth?

The TopHap Estimate for 3522 Ross St, Stow, NY is $349,528 as of Sep 24, 2026. The likely range is $208,214 to $490,842. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3522 Ross St, Stow, NY last sell?

3522 Ross St, Stow, NY last sold on Aug 10, 2018 for $278,000, according to the county's recorded deed.

How big is 3522 Ross St, Stow, NY?

3522 Ross St, Stow, NY has 2 bedrooms, 1 bathrooms, 1,152 square feet of living space and a 0.16-acre lot.

When was 3522 Ross St, Stow, NY built?

3522 Ross St, Stow, NY was built in 1900, making it 126 years old. It is a cottage home. The building has 1 story.

What schools serve 3522 Ross St, Stow, NY?

3522 Ross St, Stow, NY is assigned to Chautauqua Lake Secondary School (middle), rated A-; Chautauqua Lake Elementary School (elementary), rated A. All sit in Chautauqua Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3522 Ross St, Stow, NY compare to other homes in Stow 14785?

Among the 121 homes in Stow 14785, it is worth more than 39% of them ($349,528 against a typical $405,208), its price per square foot is higher than 59% of them ($303 against a typical $281), it is bigger than 46% of them (1,152 ft² against a typical 1,158 ft²), its lot is bigger than 34% of them (0.16 ac against a typical 0.22 ac) and it is newer than 8% of them (1900 against a typical 1950). Measured against all of Chautauqua County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3522 Ross St, Stow, NY?

The 2024 property tax bill for 3522 Ross St, Stow, NY was $2,751. The county assessed it at $107,300.

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