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Single Family ResidenceResidential
$378,381$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $237,500 on Aug 12, 2010

3522 RUBY LN

SAINT CHARLES, MO 63303
3
Beds
2
Baths
2,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$378K
$361K low$396K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$237,500 · Aug 12, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,194 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,882 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,858
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$367,801

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. CHARLES
Lot (acres)The size of the land the home sits on, from county records.0.29
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 48 ft²Porch · 176 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Barnwell Middle SchoolA+
Middle · Grades 6–8 · 0.5 mi
E
Becky-David Elementary SchoolA+
Elementary · Grades PK–5 · 0.6 mi
H
Francis Howell North High SchoolA
High · Grades 9–12 · 1.8 mi

District: Francis Howell R-Iii School District

Neighborhood · ZIP 63303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.49,298
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,208 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$97,943
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,979
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3522 Ruby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 82% of homes in St. Charles County
  • Bigger than 71% of homes in St. Charles County
  • Has a bigger lot than 72% of homes in Saint Charles 63303
  • Newer than 76% of homes in Saint Charles 63303

What homes are worth in Saint Charles 63303

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$737K

This home is worth more than 57% of homes in Saint Charles 63303.

How it measures up in Saint Charles 63303

The dot is this home. The mark in the middle is the typical home in Saint Charles 63303.

Estimated value$378,381
CheaperTypical $352,236Pricier

Pricier than 57% of homes nearby

Price per ft²$149
CheaperTypical $172Pricier

Pricier than 27% of homes nearby

Living area2,544 ft²
SmallerTypical 2,030 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.29 ac
SmallerTypical 0.22 acBigger

Bigger than 72% of homes nearby

Year built1997
OlderTypical 1988Newer

Newer than 76% of homes nearby

How 3522 Ruby Ln ranks against every home in each area.
MeasureThis homeSaint Charles 63303St. Charles County
Estimated valuepricier than$378,38157% of homes55% of homes
Price per ft²pricier than$14927% of homes18% of homes
Living areabigger than2,544 ft²70% of homes71% of homes
Lot sizebigger than0.29 ac72% of homes71% of homes
Year builtnewer than199776% of homes55% of homes

About 3522 Ruby Ln

How much is 3522 Ruby Ln, Saint Charles, MO worth?

The TopHap Estimate for 3522 Ruby Ln, Saint Charles, MO is $378,381 as of Sep 24, 2026. The likely range is $360,755 to $396,007. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3522 Ruby Ln, Saint Charles, MO last sell?

3522 Ruby Ln, Saint Charles, MO last sold on Aug 12, 2010 for $237,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3522 Ruby Ln, Saint Charles, MO?

3522 Ruby Ln, Saint Charles, MO has 3 bedrooms, 2 bathrooms, 2,544 square feet of living space and a 0.29-acre lot.

When was 3522 Ruby Ln, Saint Charles, MO built?

3522 Ruby Ln, Saint Charles, MO was built in 1997, making it 29 years old. It is a ranch home. The building has 1 story.

What schools serve 3522 Ruby Ln, Saint Charles, MO?

3522 Ruby Ln, Saint Charles, MO is assigned to Barnwell Middle School (middle), rated A+; Becky-David Elementary School (elementary), rated A+; Francis Howell North High School (high), rated A. All sit in Francis Howell R-Iii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3522 Ruby Ln, Saint Charles, MO compare to other homes in Saint Charles 63303?

Among the 16,151 homes in Saint Charles 63303, it is worth more than 57% of them ($378,381 against a typical $352,236), its price per square foot is higher than 27% of them ($149 against a typical $172), it is bigger than 70% of them (2,544 ft² against a typical 2,030 ft²), its lot is bigger than 72% of them (0.29 ac against a typical 0.22 ac) and it is newer than 76% of them (1997 against a typical 1988). Measured against all of St. Charles County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3522 Ruby Ln, Saint Charles, MO?

The 2025 property tax bill for 3522 Ruby Ln, Saint Charles, MO was $4,194. The county assessed it at $69,882.

More homes on Ruby Ln

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