Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$521,179$467 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $283,000 on Jul 8, 2016

3523 RILEY ST

BELLINGHAM, WA 98229
2
Beds
2
Baths
1,116 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$521K
$497K low$545K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$283,000 · Jul 8, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,385 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$527,820 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$294,912
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$232,908
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$512,454
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$527,820

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHATCOM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 312 ft²Patio · 252 ft²Porch · 80 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kulshan Middle SchoolA-
Middle · Grades 6–8 · 0.3 mi
E
Carl Cozier Elementary SchoolC
Elementary · Grades PK–5 · 1.6 mi
H
Sehome High SchoolA-
High · Grades 9–12 · 2.9 mi

District: Bellingham School District

Neighborhood · ZIP 98229These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.212

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,514
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.616 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,782
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3523 Riley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Whatcom Falls
  • Costs more per square foot than 80% of homes in Whatcom County
  • Smaller than 90% of homes in Whatcom Falls
  • Has a smaller lot than 80% of homes in Whatcom Falls
  • Older than 67% of homes in Bellingham 98229

What homes are worth in Bellingham 98229

Each bar is how many homes fall in that price range. The marker is this home.

This home
$314K$2M

This home is worth more than 19% of homes in Bellingham 98229.

How it measures up in Bellingham 98229

The dot is this home. The mark in the middle is the typical home in Bellingham 98229.

Estimated value$521,179
CheaperTypical $706,140Pricier

Pricier than 19% of homes nearby

Price per ft²$467
CheaperTypical $383Pricier

Pricier than 79% of homes nearby

Living area1,116 ft²
SmallerTypical 1,846 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.17 ac
SmallerTypical 0.25 acBigger

Bigger than 28% of homes nearby

Year built1976
OlderTypical 1989Newer

Newer than 33% of homes nearby

How 3523 Riley St ranks against every home in each area.
MeasureThis homeWhatcom FallsBellingham 98229Whatcom County
Estimated valuepricier than$521,1799% of homes19% of homes34% of homes
Price per ft²pricier than$46779% of homes79% of homes80% of homes
Living areabigger than1,116 ft²10% of homes14% of homes25% of homes
Lot sizebigger than0.17 ac20% of homes28% of homes29% of homes
Year builtnewer than197635% of homes33% of homes34% of homes

About 3523 Riley St

How much is 3523 Riley St, Bellingham, WA worth?

The TopHap Estimate for 3523 Riley St, Bellingham, WA is $521,179 as of Oct 21, 2026. The likely range is $497,142 to $545,216. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3523 Riley St, Bellingham, WA last sell?

3523 Riley St, Bellingham, WA last sold on Jul 8, 2016 for $283,000, according to the county's recorded deed.

How big is 3523 Riley St, Bellingham, WA?

3523 Riley St, Bellingham, WA has 2 bedrooms, 2 bathrooms, 1,116 square feet of living space and a 0.17-acre lot.

When was 3523 Riley St, Bellingham, WA built?

3523 Riley St, Bellingham, WA was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 3523 Riley St, Bellingham, WA?

3523 Riley St, Bellingham, WA is assigned to Kulshan Middle School (middle), rated A-; Carl Cozier Elementary School (elementary), rated C; Sehome High School (high), rated A-. All sit in Bellingham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3523 Riley St, Bellingham, WA compare to other homes in Bellingham 98229?

Among the 13,012 homes in Bellingham 98229, it is worth more than 19% of them ($521,179 against a typical $706,140), its price per square foot is higher than 79% of them ($467 against a typical $383), it is bigger than 14% of them (1,116 ft² against a typical 1,846 ft²), its lot is bigger than 28% of them (0.17 ac against a typical 0.25 ac) and it is newer than 33% of them (1976 against a typical 1989). Measured against all of Whatcom County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3523 Riley St, Bellingham, WA?

The 2026 property tax bill for 3523 Riley St, Bellingham, WA was $4,385. The county assessed it at $527,820.

More homes on Riley St

Closest homes

More homes in Bellingham 98229

Assigned schools

Explore the area

See this home in context

Open 3523 Riley St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map