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Single Family ResidenceResidential
$283,418$138 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

3523 S HUSBAND ST

STILLWATER, OK 74074
4
Beds
3
Baths
2,059 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$283K
$261K low$306K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,571 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,419 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,213
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$22,206
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,430

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPAYNE
Lot (acres)The size of the land the home sits on, from county records.1.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 585 ft²Porch · 244 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Stillwater Middle SchoolA+
Middle · Grades 6–7 · 2.8 mi
E
Highland Park Elementary SchoolB
Elementary · Grades PK–5 · 3.1 mi
H
Stillwater High SchoolA
High · Grades 10–12 · 3.7 mi

District: Stillwater Public Schools

Neighborhood · ZIP 74074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,232
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.233 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,052
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,748
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3523 S Husband St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Stillwater 74074
  • Bigger than 71% of homes in Payne County
  • Has a bigger lot than 74% of homes in Stillwater 74074
  • Older than 67% of homes in Payne County

What homes are worth in Stillwater 74074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$921K

This home is worth more than 49% of homes in Stillwater 74074.

How it measures up in Stillwater 74074

The dot is this home. The mark in the middle is the typical home in Stillwater 74074.

Estimated value$283,418
CheaperTypical $284,642Pricier

Pricier than 49% of homes nearby

Price per ft²$138
CheaperTypical $163Pricier

Pricier than 21% of homes nearby

Living area2,059 ft²
SmallerTypical 1,790 ft²Bigger

Bigger than 63% of homes nearby

Lot size1 ac
SmallerTypical 0.42 acBigger

Bigger than 74% of homes nearby

Year built1965
OlderTypical 1982Newer

Newer than 34% of homes nearby

How 3523 S Husband St ranks against every home in each area.
MeasureThis homeStillwater 74074Payne County
Estimated valuepricier than$283,41849% of homes61% of homes
Price per ft²pricier than$13821% of homes35% of homes
Living areabigger than2,059 ft²63% of homes71% of homes
Lot sizebigger than1 ac74% of homes68% of homes
Year builtnewer than196534% of homes33% of homes

About 3523 S Husband St

How much is 3523 S Husband St, Stillwater, OK worth?

The TopHap Estimate for 3523 S Husband St, Stillwater, OK is $283,418 as of Oct 21, 2026. The likely range is $261,000 to $305,836. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3523 S Husband St, Stillwater, OK last sell?

3523 S Husband St, Stillwater, OK last sold on Nov 8, 2022, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3523 S Husband St, Stillwater, OK?

3523 S Husband St, Stillwater, OK has 4 bedrooms, 3 bathrooms, 2,059 square feet of living space and a 1.00-acre lot.

When was 3523 S Husband St, Stillwater, OK built?

3523 S Husband St, Stillwater, OK was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 3523 S Husband St, Stillwater, OK?

3523 S Husband St, Stillwater, OK is assigned to Stillwater Middle School (middle), rated A+; Highland Park Elementary School (elementary), rated B; Stillwater High School (high), rated A. All sit in Stillwater Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3523 S Husband St, Stillwater, OK compare to other homes in Stillwater 74074?

Among the 9,931 homes in Stillwater 74074, it is worth more than 49% of them ($283,418 against a typical $284,642), its price per square foot is higher than 21% of them ($138 against a typical $163), it is bigger than 63% of them (2,059 ft² against a typical 1,790 ft²), its lot is bigger than 74% of them (1 ac against a typical 0.42 ac) and it is newer than 34% of them (1965 against a typical 1982). Measured against all of Payne County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3523 S Husband St, Stillwater, OK?

The 2025 property tax bill for 3523 S Husband St, Stillwater, OK was $2,571. The county assessed it at $26,419.

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