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Single Family ResidenceResidential
$309,304$458 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $215,000 on Apr 3, 2018

3528 ARBOR ST

BELLINGHAM, WA 98229
1
Beds
1
Baths
676 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1946
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$309K
$285K low$333K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Apr 3, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,068 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$385,804 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$294,912
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,892
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$374,572
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$385,804

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
15
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHATCOM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1958
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Kulshan Middle SchoolA+
Middle · Grades 6–8 · 0.3 mi
E
Carl Cozier Elementary SchoolB+
Elementary · Grades PK–5 · 1.6 mi
H
Sehome High SchoolA
High · Grades 9–12 · 2.9 mi

District: Bellingham School District

Neighborhood · ZIP 98229These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.212

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,514
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.616 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,782
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3528 Arbor St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Whatcom Falls
  • Costs more per square foot than 80% of homes in Whatcom Falls
  • Among the smallest homes in Whatcom Falls
  • Has a smaller lot than 88% of homes in Whatcom Falls
  • Older than 93% of homes in Bellingham 98229

What homes are worth in Bellingham 98229

Each bar is how many homes fall in that price range. The marker is this home.

This home
$243K$1.8M

This home is worth more than 5% of homes in Bellingham 98229.

How it measures up in Bellingham 98229

The dot is this home. The mark in the middle is the typical home in Bellingham 98229.

Estimated value$309,304
CheaperTypical $615,136Pricier

Pricier than 5% of homes nearby

Price per ft²$458
CheaperTypical $371Pricier

Pricier than 74% of homes nearby

Living area676 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.17 ac
SmallerTypical 0.25 acBigger

Bigger than 23% of homes nearby

Year built1946
OlderTypical 1989Newer

Newer than 7% of homes nearby

How 3528 Arbor St ranks against every home in each area.
MeasureThis homeWhatcom FallsBellingham 98229Whatcom County
Estimated valuepricier than$309,3043% of homes5% of homes10% of homes
Price per ft²pricier than$45880% of homes74% of homes80% of homes
Living areabigger than676 ft²almost no homes3% of homes8% of homes
Lot sizebigger than0.17 ac12% of homes23% of homes29% of homes
Year builtnewer than194613% of homes7% of homes14% of homes

About 3528 Arbor St

How much is 3528 Arbor St, Bellingham, WA worth?

The TopHap Estimate for 3528 Arbor St, Bellingham, WA is $309,304 as of Aug 30, 2026. The likely range is $285,267 to $333,341. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3528 Arbor St, Bellingham, WA last sell?

3528 Arbor St, Bellingham, WA last sold on Apr 3, 2018 for $215,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3528 Arbor St, Bellingham, WA?

3528 Arbor St, Bellingham, WA has 1 bedrooms, 1 bathrooms, 676 square feet of living space and a 0.17-acre lot.

When was 3528 Arbor St, Bellingham, WA built?

3528 Arbor St, Bellingham, WA was built in 1946, making it 80 years old. The building has 1 story.

What schools serve 3528 Arbor St, Bellingham, WA?

3528 Arbor St, Bellingham, WA is assigned to Kulshan Middle School (middle), rated A+; Carl Cozier Elementary School (elementary), rated B+; Sehome High School (high), rated A. All sit in Bellingham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3528 Arbor St, Bellingham, WA compare to other homes in Bellingham 98229?

Among the 12,428 homes in Bellingham 98229, it is worth more than 5% of them ($309,304 against a typical $615,136), its price per square foot is higher than 74% of them ($458 against a typical $371), it is bigger than 3% of them (676 ft² against a typical 1,632 ft²), its lot is bigger than 23% of them (0.17 ac against a typical 0.25 ac) and it is newer than 7% of them (1946 against a typical 1989). Measured against all of Whatcom County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3528 Arbor St, Bellingham, WA?

The 2025 property tax bill for 3528 Arbor St, Bellingham, WA was $3,068. The county assessed it at $385,804.

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