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Single Family ResidenceResidential
$360,771$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3528 OSMER LN

SACRAMENTO, CA 95838
3
Beds
3
Baths
1,869 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$361K
$349K low$372K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,211 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$179,114 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,054
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$157,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,603

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
65
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
44
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Grant Union High SchoolC
High · Grades 9–12 · 0.3 mi
E
Michael J. Castori Elementary SchoolD+
Elementary · Grades KG–6 · 0.7 mi
M
Martin Luther King Jr. Technology AcademyD-
Middle · Grades 7–8 · 1.1 mi

District: Twin Rivers Unified School District

Neighborhood · ZIP 95838These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.102

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.41,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,613 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,376
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,110
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3528 Osmer Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Sacramento County
  • Among the lowest price per square foot in Sacramento County
  • Bigger than 86% of homes in Hagginwood
  • Has a bigger lot than 78% of homes in Sacramento 95838
  • Newer than 78% of homes in Hagginwood

What homes are worth in Sacramento 95838

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$581K

This home is worth more than 43% of homes in Sacramento 95838.

How it measures up in Sacramento 95838

The dot is this home. The mark in the middle is the typical home in Sacramento 95838.

Estimated value$360,771
CheaperTypical $376,306Pricier

Pricier than 43% of homes nearby

Price per ft²$193
CheaperTypical $298Pricier

Pricier than 3% of homes nearby

Living area1,869 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.2 ac
SmallerTypical 0.15 acBigger

Bigger than 78% of homes nearby

Year built1980
OlderTypical 1980Newer

Newer than 51% of homes nearby

How 3528 Osmer Ln ranks against every home in each area.
MeasureThis homeHagginwoodSacramento 95838Sacramento County
Estimated valuepricier than$360,77164% of homes43% of homes12% of homes
Price per ft²pricier than$1936% of homes3% of homesalmost no homes
Living areabigger than1,869 ft²86% of homes86% of homes62% of homes
Lot sizebigger than0.2 ac63% of homes78% of homes73% of homes
Year builtnewer than198078% of homes51% of homes47% of homes

About 3528 Osmer Ln

How much is 3528 Osmer Ln, Sacramento, CA worth?

The TopHap Estimate for 3528 Osmer Ln, Sacramento, CA is $360,771 as of Aug 30, 2026. The likely range is $349,190 to $372,352. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3528 Osmer Ln, Sacramento, CA last sell?

3528 Osmer Ln, Sacramento, CA last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3528 Osmer Ln, Sacramento, CA?

3528 Osmer Ln, Sacramento, CA has 3 bedrooms, 3 bathrooms, 1,869 square feet of living space and a 0.20-acre lot.

When was 3528 Osmer Ln, Sacramento, CA built?

3528 Osmer Ln, Sacramento, CA was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 3528 Osmer Ln, Sacramento, CA?

3528 Osmer Ln, Sacramento, CA is assigned to Grant Union High School (high), rated C; Michael J. Castori Elementary School (elementary), rated D+; Martin Luther King Jr. Technology Academy (middle), rated D-. All sit in Twin Rivers Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3528 Osmer Ln, Sacramento, CA compare to other homes in Sacramento 95838?

Among the 10,223 homes in Sacramento 95838, it is worth more than 43% of them ($360,771 against a typical $376,306), its price per square foot is higher than 3% of them ($193 against a typical $298), it is bigger than 86% of them (1,869 ft² against a typical 1,280 ft²), its lot is bigger than 78% of them (0.2 ac against a typical 0.15 ac) and it is newer than 51% of them (1980 against a typical 1980). Measured against all of Sacramento County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3528 Osmer Ln, Sacramento, CA?

The 2025 property tax bill for 3528 Osmer Ln, Sacramento, CA was $2,211. The county assessed it at $179,114.

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