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Rural ResidenceResidential
$725,282$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $320,000 on Mar 20, 1997

3530 CARDIFF LN

MATTHEWS, NC 28104
4
Beds
3
Baths
2,871 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.67 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$725K
$689K low$761K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Mar 20, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,776 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$557,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$116,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$440,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$557,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$557,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.67
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 478 ft²Patio · 478 ft²Porch · 292 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stallings Elementary SchoolA
Elementary · Grades KG–5 · 2.1 mi
H
Porter Ridge High SchoolB
High · Grades 9–12 · 4.5 mi
M
Porter Ridge Middle SchoolA
Middle · Grades 6–8 · 4.7 mi

District: Union County Public Schools

Neighborhood · ZIP 28104These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.37,710
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,106
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,375
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3530 Cardiff Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Union County
  • Costs more per square foot than 67% of homes in Union County
  • Bigger than 72% of homes in Union County
  • Has a bigger lot than 66% of homes in Matthews 28104
  • Older than 66% of homes in Matthews 28104

What homes are worth in Matthews 28104

Each bar is how many homes fall in that price range. The marker is this home.

This home
$227K$1.9M

This home is worth more than 63% of homes in Matthews 28104.

How it measures up in Matthews 28104

The dot is this home. The mark in the middle is the typical home in Matthews 28104.

Estimated value$725,282
CheaperTypical $599,510Pricier

Pricier than 63% of homes nearby

Price per ft²$253
CheaperTypical $247Pricier

Pricier than 54% of homes nearby

Living area2,871 ft²
SmallerTypical 2,607 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.67 ac
SmallerTypical 0.44 acBigger

Bigger than 66% of homes nearby

Year built1996
OlderTypical 2002Newer

Newer than 34% of homes nearby

How 3530 Cardiff Ln ranks against every home in each area.
MeasureThis homeMatthews 28104Union County
Estimated valuepricier than$725,28263% of homes79% of homes
Price per ft²pricier than$25354% of homes67% of homes
Living areabigger than2,871 ft²58% of homes72% of homes
Lot sizebigger than0.67 ac66% of homes60% of homes
Year builtnewer than199634% of homes37% of homes

About 3530 Cardiff Ln

How much is 3530 Cardiff Ln, Matthews, NC worth?

The TopHap Estimate for 3530 Cardiff Ln, Matthews, NC is $725,282 as of Sep 24, 2026. The likely range is $689,266 to $761,298. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3530 Cardiff Ln, Matthews, NC last sell?

3530 Cardiff Ln, Matthews, NC last sold on Mar 20, 1997 for $320,000, according to the county's recorded deed.

How big is 3530 Cardiff Ln, Matthews, NC?

3530 Cardiff Ln, Matthews, NC has 4 bedrooms, 3 bathrooms, 2,871 square feet of living space and a 0.67-acre lot.

When was 3530 Cardiff Ln, Matthews, NC built?

3530 Cardiff Ln, Matthews, NC was built in 1996, making it 30 years old. It is a conventional home. The building has 2 stories.

What schools serve 3530 Cardiff Ln, Matthews, NC?

3530 Cardiff Ln, Matthews, NC is assigned to Stallings Elementary School (elementary), rated A; Porter Ridge High School (high), rated B; Porter Ridge Middle School (middle), rated A. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3530 Cardiff Ln, Matthews, NC compare to other homes in Matthews 28104?

Among the 13,280 homes in Matthews 28104, it is worth more than 63% of them ($725,282 against a typical $599,510), its price per square foot is higher than 54% of them ($253 against a typical $247), it is bigger than 58% of them (2,871 ft² against a typical 2,607 ft²), its lot is bigger than 66% of them (0.67 ac against a typical 0.44 ac) and it is newer than 34% of them (1996 against a typical 2002). Measured against all of Union County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3530 Cardiff Ln, Matthews, NC?

The 2025 property tax bill for 3530 Cardiff Ln, Matthews, NC was $3,776. The county assessed it at $557,000.

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