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Single Family ResidenceResidential
$164,261$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3534 JAMES RIVER RD

WINGINA, VA 24599
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$164K
$148K low$180K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,261
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,409
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
BRANCH BANKING AND TRUST CO · recorded Mar 16, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$889 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$158,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$158,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyNELSON
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Radiant
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 20 ft²Porch · 160 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nelson Middle SchoolB+
Middle · Grades 6–8 · 8.7 mi
H
Nelson County High SchoolC-
High · Grades 9–12 · 8.7 mi
E
Tye River Elementary SchoolB-
Elementary · Grades PK–5 · 8.9 mi

District: Nelson County Public Schools

Neighborhood · ZIP 24599These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.931
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,064
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,763
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3534 James River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Nelson County
  • Costs less per square foot than 76% of homes in Nelson County
  • Smaller than 83% of homes in Nelson County
  • Has a smaller lot than 81% of homes in Wingina 24599

What homes are worth in Wingina 24599

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$820K

This home is worth more than 63% of homes in Wingina 24599.

How it measures up in Wingina 24599

The dot is this home. The mark in the middle is the typical home in Wingina 24599.

Estimated value$164,261
CheaperTypical $118,510Pricier

Pricier than 63% of homes nearby

Price per ft²$171
CheaperTypical $164Pricier

Pricier than 56% of homes nearby

Living area960 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 24% of homes nearby

Lot size1 ac
SmallerTypical 3.16 acBigger

Bigger than 19% of homes nearby

Year built1984
OlderTypical 1986Newer

Newer than 48% of homes nearby

How 3534 James River Rd ranks against every home in each area.
MeasureThis homeWingina 24599Nelson County
Estimated valuepricier than$164,26163% of homes32% of homes
Price per ft²pricier than$17156% of homes24% of homes
Living areabigger than960 ft²24% of homes17% of homes
Lot sizebigger than1 ac19% of homes33% of homes
Year builtnewer than198448% of homes47% of homes

About 3534 James River Rd

How much is 3534 James River Rd, Wingina, VA worth?

The TopHap Estimate for 3534 James River Rd, Wingina, VA is $164,261 as of Jul 14, 2026. The likely range is $148,181 to $180,341. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3534 James River Rd, Wingina, VA last sell?

3534 James River Rd, Wingina, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3534 James River Rd, Wingina, VA?

3534 James River Rd, Wingina, VA has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 1.00-acre lot.

When was 3534 James River Rd, Wingina, VA built?

3534 James River Rd, Wingina, VA was built in 1984, making it 42 years old. It is a conventional home. The building has 1 story.

What schools serve 3534 James River Rd, Wingina, VA?

3534 James River Rd, Wingina, VA is assigned to Nelson Middle School (middle), rated B+; Nelson County High School (high), rated C-; Tye River Elementary School (elementary), rated B-. All sit in Nelson County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3534 James River Rd, Wingina, VA compare to other homes in Wingina 24599?

Among the 417 homes in Wingina 24599, it is worth more than 63% of them ($164,261 against a typical $118,510), its price per square foot is higher than 56% of them ($171 against a typical $164), it is bigger than 24% of them (960 ft² against a typical 1,344 ft²), its lot is bigger than 19% of them (1 ac against a typical 3.16 ac) and it is newer than 48% of them (1984 against a typical 1986). Measured against all of Nelson County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3534 James River Rd, Wingina, VA?

The 2026 property tax bill for 3534 James River Rd, Wingina, VA was $889. The county assessed it at $158,700.

Closest homes

More homes in Wingina 24599

Assigned schools

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