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Single Family ResidenceResidential
$152,138$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3538 HARDING ST

DEARBORN, MI 48124
3
Beds
1
Baths
1,086 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1944
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$152K
$136K low$168K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,794 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWAYNE
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitmore-Bolles Elementary SchoolB+
Elementary · Grades PK–5 · 0.3 mi
H
Edsel Ford High SchoolA-
High · Grades 9–12 · 0.6 mi
M
O.L. Smith Middle SchoolC
Middle · Grades 6–8 · 1.3 mi

District: Dearborn City School District

Neighborhood · ZIP 48124These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.34,735
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,646 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,739
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,459
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3538 Harding St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Southwest Outer Drive
  • Costs less per square foot than 94% of homes in Southwest Outer Drive
  • Smaller than 71% of homes in Dearborn 48124
  • Has a bigger lot than 69% of homes in Southwest Outer Drive
  • Older than 67% of homes in Southwest Outer Drive

What homes are worth in Dearborn 48124

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$832K

This home is worth more than 10% of homes in Dearborn 48124.

How it measures up in Dearborn 48124

The dot is this home. The mark in the middle is the typical home in Dearborn 48124.

Estimated value$152,138
CheaperTypical $228,484Pricier

Pricier than 10% of homes nearby

Price per ft²$140
CheaperTypical $188Pricier

Pricier than 8% of homes nearby

Living area1,086 ft²
SmallerTypical 1,233 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.13 ac
SmallerTypical 0.13 acBigger

Bigger than 54% of homes nearby

Year built1944
OlderTypical 1949Newer

Newer than 35% of homes nearby

How 3538 Harding St ranks against every home in each area.
MeasureThis homeSouthwest Outer DriveDearborn 48124Wayne County
Estimated valuepricier than$152,1389% of homes10% of homes42% of homes
Price per ft²pricier than$1406% of homes8% of homes48% of homes
Living areabigger than1,086 ft²40% of homes29% of homes34% of homes
Lot sizebigger than0.13 ac69% of homes54% of homes51% of homes
Year builtnewer than194433% of homes35% of homes36% of homes

About 3538 Harding St

How much is 3538 Harding St, Dearborn, MI worth?

The TopHap Estimate for 3538 Harding St, Dearborn, MI is $152,138 as of Sep 24, 2026. The likely range is $136,470 to $167,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3538 Harding St, Dearborn, MI last sell?

3538 Harding St, Dearborn, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3538 Harding St, Dearborn, MI?

3538 Harding St, Dearborn, MI has 3 bedrooms, 1 bathrooms, 1,086 square feet of living space and a 0.13-acre lot.

When was 3538 Harding St, Dearborn, MI built?

3538 Harding St, Dearborn, MI was built in 1944, making it 82 years old. The building has 1 story.

What schools serve 3538 Harding St, Dearborn, MI?

3538 Harding St, Dearborn, MI is assigned to Whitmore-Bolles Elementary School (elementary), rated B+; Edsel Ford High School (high), rated A-; O.L. Smith Middle School (middle), rated C. All sit in Dearborn City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3538 Harding St, Dearborn, MI compare to other homes in Dearborn 48124?

Among the 13,506 homes in Dearborn 48124, it is worth more than 10% of them ($152,138 against a typical $228,484), its price per square foot is higher than 8% of them ($140 against a typical $188), it is bigger than 29% of them (1,086 ft² against a typical 1,233 ft²), its lot is bigger than 54% of them (0.13 ac against a typical 0.13 ac) and it is newer than 35% of them (1944 against a typical 1949). Measured against all of Wayne County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3538 Harding St, Dearborn, MI?

The 2025 property tax bill for 3538 Harding St, Dearborn, MI was $1,794. The county assessed it at $75,000.

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