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Single Family ResidenceResidential
$392,361$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3538 RUBY ST

FRANKLIN PARK, IL 60131
4
Beds
3 / 1
Baths
1,740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$392K
$360K low$425K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$182,140
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,712
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$129,221
WELLS FARGO HOME MORTGAGE INC · recorded Oct 24, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$81,000
CITIBANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,074 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,580
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,420
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$290,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyCook
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
East Leyden High SchoolC+
High · Grades 9–12 · 0.3 mi
E
North Elementary SchoolA-
Elementary · Grades PK–5 · 0.5 mi
M
Hester Jr High SchoolB
Middle · Grades 6–8 · 0.9 mi

District: Franklin Park School District 84

Neighborhood · ZIP 60131These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.133
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.20,588
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,772 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,263
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,518
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3538 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Franklin Park 60131
  • Costs less per square foot than 89% of homes in Franklin Park 60131
  • Bigger than 86% of homes in Franklin Park 60131
  • Has a bigger lot than 79% of homes in Franklin Park 60131

What homes are worth in Franklin Park 60131

Each bar is how many homes fall in that price range. The marker is this home.

This home
$230K$473K

This home is worth more than 79% of homes in Franklin Park 60131.

How it measures up in Franklin Park 60131

The dot is this home. The mark in the middle is the typical home in Franklin Park 60131.

Estimated value$392,361
CheaperTypical $342,704Pricier

Pricier than 79% of homes nearby

Price per ft²$225
CheaperTypical $296Pricier

Pricier than 11% of homes nearby

Living area1,740 ft²
SmallerTypical 1,159 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.14 ac
SmallerTypical 0.11 acBigger

Bigger than 79% of homes nearby

Year built1954
OlderTypical 1952Newer

Newer than 62% of homes nearby

How 3538 Ruby St ranks against every home in each area.
MeasureThis homeFranklin Park 60131Cook County
Estimated valuepricier than$392,36179% of homes61% of homes
Price per ft²pricier than$22511% of homes39% of homes
Living areabigger than1,740 ft²86% of homes62% of homes
Lot sizebigger than0.14 ac79% of homes46% of homes
Year builtnewer than195462% of homes42% of homes

About 3538 Ruby St

How much is 3538 Ruby St, Franklin Park, IL worth?

The TopHap Estimate for 3538 Ruby St, Franklin Park, IL is $392,361 as of Jul 14, 2026. The likely range is $360,171 to $424,551. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3538 Ruby St, Franklin Park, IL last sell?

3538 Ruby St, Franklin Park, IL last sold on Feb 13, 1998, according to the county's recorded deed.

How big is 3538 Ruby St, Franklin Park, IL?

3538 Ruby St, Franklin Park, IL has 4 bedrooms, 3 bathrooms, 1,740 square feet of living space and a 0.14-acre lot.

When was 3538 Ruby St, Franklin Park, IL built?

3538 Ruby St, Franklin Park, IL was built in 1954, making it 72 years old. It is a split level home. The building has 2 stories.

What schools serve 3538 Ruby St, Franklin Park, IL?

3538 Ruby St, Franklin Park, IL is assigned to East Leyden High School (high), rated C+; North Elementary School (elementary), rated A-; Hester Jr High School (middle), rated B. All sit in Franklin Park School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3538 Ruby St, Franklin Park, IL compare to other homes in Franklin Park 60131?

Among the 5,807 homes in Franklin Park 60131, it is worth more than 79% of them ($392,361 against a typical $342,704), its price per square foot is higher than 11% of them ($225 against a typical $296), it is bigger than 86% of them (1,740 ft² against a typical 1,159 ft²), its lot is bigger than 79% of them (0.14 ac against a typical 0.11 ac) and it is newer than 62% of them (1954 against a typical 1952). Measured against all of Cook County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3538 Ruby St, Franklin Park, IL?

The 2023 property tax bill for 3538 Ruby St, Franklin Park, IL was $7,074. The county assessed it at $29,000.

Closest homes

More homes in Franklin Park 60131

Assigned schools

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