Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$171,588$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

354 COTTON LN

RAMER, TN 38367
3
Baths
1,868 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$172K
$109K low$234K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$559 (2018)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,050 (2023)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$825
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$43,225
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,050
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$176,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcNairy
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2006
Lot (acres)The size of the land the home sits on, from county records.0.68
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 144 ft²Porch · 162 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ramer Elementary SchoolB-
Elementary · Grades PK–8 · 4.0 mi
H
McNairy Central High SchoolC-
High · Grades 9–12 · 9.0 mi

District: McNairy County School District

Neighborhood · ZIP 38367These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,250
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,828
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,012
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

354 Cotton Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 70% of homes in Ramer 38367
  • Bigger than 78% of homes in Ramer 38367
  • Has a smaller lot than 92% of homes in Ramer 38367
  • Newer than 67% of homes in McNairy County

What homes are worth in Ramer 38367

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$481K

This home is worth more than 56% of homes in Ramer 38367.

How it measures up in Ramer 38367

The dot is this home. The mark in the middle is the typical home in Ramer 38367.

Estimated value$171,588
CheaperTypical $159,921Pricier

Pricier than 56% of homes nearby

Price per ft²$92
CheaperTypical $114Pricier

Pricier than 30% of homes nearby

Living area1,868 ft²
SmallerTypical 1,363 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.68 ac
SmallerTypical 2.16 acBigger

Bigger than 8% of homes nearby

Year built1992
OlderTypical 1986Newer

Newer than 62% of homes nearby

How 354 Cotton Ln ranks against every home in each area.
MeasureThis homeRamer 38367McNairy County
Estimated valuepricier than$171,58856% of homes57% of homes
Price per ft²pricier than$9230% of homes34% of homes
Living areabigger than1,868 ft²78% of homes77% of homes
Lot sizebigger than0.68 ac8% of homes21% of homes
Year builtnewer than199262% of homes67% of homes

About 354 Cotton Ln

How much is 354 Cotton Ln, Ramer, TN worth?

The TopHap Estimate for 354 Cotton Ln, Ramer, TN is $171,588 as of Aug 30, 2026. The likely range is $108,762 to $234,414. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 354 Cotton Ln, Ramer, TN?

354 Cotton Ln, Ramer, TN has 3 bathrooms, 1,868 square feet of living space and a 0.68-acre lot.

When was 354 Cotton Ln, Ramer, TN built?

354 Cotton Ln, Ramer, TN was built in 1992, making it 34 years old. The building has 2 stories.

What schools serve 354 Cotton Ln, Ramer, TN?

354 Cotton Ln, Ramer, TN is assigned to Ramer Elementary School (elementary), rated B-; McNairy Central High School (high), rated C-. All sit in McNairy County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 354 Cotton Ln, Ramer, TN compare to other homes in Ramer 38367?

Among the 1,213 homes in Ramer 38367, it is worth more than 56% of them ($171,588 against a typical $159,921), its price per square foot is higher than 30% of them ($92 against a typical $114), it is bigger than 78% of them (1,868 ft² against a typical 1,363 ft²), its lot is bigger than 8% of them (0.68 ac against a typical 2.16 ac) and it is newer than 62% of them (1992 against a typical 1986). Measured against all of McNairy County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 354 Cotton Ln, Ramer, TN?

The 2018 property tax bill for 354 Cotton Ln, Ramer, TN was $559. The county assessed it at $44,050.

More homes on Cotton Ln

Closest homes

More homes in Ramer 38367

Assigned schools

Explore the area

See this home in context

Open 354 Cotton Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map