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Single Family ResidenceResidential
$235,749$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

354 HOLLY RIDGE RD

WINTER HAVEN, FL 33880
4
Beds
2
Baths
1,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$236K
$220K low$252K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$72,834
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$58,267
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,500
WACHOVIA BANK NA · recorded Dec 19, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,415
WELLS FARGO BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$353 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,611 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,044
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,044

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Westwood Middle SchoolC
Middle · Grades 6–8 · 1.8 mi
E
Lake Shipp Elementary SchoolD-
Elementary · Grades PK–5 · 1.9 mi
H
Lake Region Senior HighD
High · Grades 9–12 · 2.6 mi

District: Polk County School District

Neighborhood · ZIP 33880These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.229
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.49,339
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,232 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,114
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,660
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

354 Holly Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Polk County
  • Costs less per square foot than 77% of homes in Polk County
  • Has a bigger lot than 79% of homes in Polk County
  • Older than 69% of homes in Polk County

What homes are worth in Winter Haven 33880

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$554K

This home is worth more than 47% of homes in Winter Haven 33880.

How it measures up in Winter Haven 33880

The dot is this home. The mark in the middle is the typical home in Winter Haven 33880.

Estimated value$235,749
CheaperTypical $242,070Pricier

Pricier than 47% of homes nearby

Price per ft²$153
CheaperTypical $163Pricier

Pricier than 35% of homes nearby

Living area1,544 ft²
SmallerTypical 1,412 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.35 ac
SmallerTypical 0.22 acBigger

Bigger than 78% of homes nearby

Year built1983
OlderTypical 1984Newer

Newer than 49% of homes nearby

How 354 Holly Ridge Rd ranks against every home in each area.
MeasureThis homeWinter Haven 33880Polk County
Estimated valuepricier than$235,74947% of homes25% of homes
Price per ft²pricier than$15335% of homes23% of homes
Living areabigger than1,544 ft²59% of homes44% of homes
Lot sizebigger than0.35 ac78% of homes79% of homes
Year builtnewer than198349% of homes31% of homes

About 354 Holly Ridge Rd

How much is 354 Holly Ridge Rd, Winter Haven, FL worth?

The TopHap Estimate for 354 Holly Ridge Rd, Winter Haven, FL is $235,749 as of Jul 14, 2026. The likely range is $219,832 to $251,666. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 354 Holly Ridge Rd, Winter Haven, FL last sell?

354 Holly Ridge Rd, Winter Haven, FL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 354 Holly Ridge Rd, Winter Haven, FL?

354 Holly Ridge Rd, Winter Haven, FL has 4 bedrooms, 2 bathrooms, 1,544 square feet of living space and a 0.35-acre lot.

When was 354 Holly Ridge Rd, Winter Haven, FL built?

354 Holly Ridge Rd, Winter Haven, FL was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 354 Holly Ridge Rd, Winter Haven, FL?

354 Holly Ridge Rd, Winter Haven, FL is assigned to Westwood Middle School (middle), rated C; Lake Shipp Elementary School (elementary), rated D-; Lake Region Senior High (high), rated D. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 354 Holly Ridge Rd, Winter Haven, FL compare to other homes in Winter Haven 33880?

Among the 14,125 homes in Winter Haven 33880, it is worth more than 47% of them ($235,749 against a typical $242,070), its price per square foot is higher than 35% of them ($153 against a typical $163), it is bigger than 59% of them (1,544 ft² against a typical 1,412 ft²), its lot is bigger than 78% of them (0.35 ac against a typical 0.22 ac) and it is newer than 49% of them (1983 against a typical 1984). Measured against all of Polk County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 354 Holly Ridge Rd, Winter Haven, FL?

The 2025 property tax bill for 354 Holly Ridge Rd, Winter Haven, FL was $353. The county assessed it at $55,611.

Closest homes

More homes in Winter Haven 33880

Assigned schools

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