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Single Family ResidenceResidential
$297,758$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

354 W MAIN ST

ELKTON, MD 21921
2.5
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$298K
$276K low$319K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,941 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$229,133 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$217,067
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gilpin Manor Elementary SchoolC-
Elementary · Grades PK–5 · 1.0 mi
M
Elkton Middle SchoolD
Middle · Grades 6–8 · 1.2 mi
H
Elkton High SchoolC
High · Grades 9–12 · 1.2 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.474 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,713
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

354 W Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Elkton 21921
  • Costs less per square foot than 91% of homes in Cecil County
  • Bigger than 65% of homes in Elkton 21921
  • Has a smaller lot than 78% of homes in Cecil County
  • Newer than 90% of homes in Cecil County

What homes are worth in Elkton 21921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$842K

This home is worth more than 31% of homes in Elkton 21921.

How it measures up in Elkton 21921

The dot is this home. The mark in the middle is the typical home in Elkton 21921.

Estimated value$297,758
CheaperTypical $360,496Pricier

Pricier than 31% of homes nearby

Price per ft²$156
CheaperTypical $215Pricier

Pricier than 10% of homes nearby

Living area1,904 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.17 ac
SmallerTypical 0.47 acBigger

Bigger than 23% of homes nearby

Year built2008
OlderTypical 1987Newer

Newer than 89% of homes nearby

How 354 W Main St ranks against every home in each area.
MeasureThis homeElkton 21921Cecil County
Estimated valuepricier than$297,75831% of homes31% of homes
Price per ft²pricier than$15610% of homes9% of homes
Living areabigger than1,904 ft²65% of homes65% of homes
Lot sizebigger than0.17 ac23% of homes22% of homes
Year builtnewer than200889% of homes90% of homes

About 354 W Main St

How much is 354 W Main St, Elkton, MD worth?

The TopHap Estimate for 354 W Main St, Elkton, MD is $297,758 as of Sep 24, 2026. The likely range is $276,428 to $319,088. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 354 W Main St, Elkton, MD last sell?

354 W Main St, Elkton, MD last sold on May 18, 1999, according to the county's recorded deed.

How big is 354 W Main St, Elkton, MD?

354 W Main St, Elkton, MD has 2.5 bathrooms, 1,904 square feet of living space and a 0.17-acre lot.

When was 354 W Main St, Elkton, MD built?

354 W Main St, Elkton, MD was built in 2008, making it 18 years old. The building has 2 stories.

What schools serve 354 W Main St, Elkton, MD?

354 W Main St, Elkton, MD is assigned to Gilpin Manor Elementary School (elementary), rated C-; Elkton Middle School (middle), rated D; Elkton High School (high), rated C. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 354 W Main St, Elkton, MD compare to other homes in Elkton 21921?

Among the 14,586 homes in Elkton 21921, it is worth more than 31% of them ($297,758 against a typical $360,496), its price per square foot is higher than 10% of them ($156 against a typical $215), it is bigger than 65% of them (1,904 ft² against a typical 1,568 ft²), its lot is bigger than 23% of them (0.17 ac against a typical 0.47 ac) and it is newer than 89% of them (2008 against a typical 1987). Measured against all of Cecil County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 354 W Main St, Elkton, MD?

The 2026 property tax bill for 354 W Main St, Elkton, MD was $3,941. The county assessed it at $229,133.

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