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TownhouseResidential
$329,508$205 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $346,000 on Feb 19, 2025

3540 BACKWATER ST

CONCORD, NC 28027
3
Beds
2.5
Baths
1,611 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,180 ft²
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$330K
$304K low$355K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$346,000 · Feb 19, 2025

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$326,110 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$246,110
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$80,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$326,110

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCABARRUS
Lot (acres)The size of the land the home sits on, from county records.0.07
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 48 ft²Porch · 48 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Northwest Cabarrus High SchoolB
High · Grades 9–12 · 1.1 mi
E
Charles E. Boger Elementary SchoolB+
Elementary · Grades PK–5 · 1.3 mi
M
Northwest Cabarrus Middle SchoolB
Middle · Grades 6–8 · 1.3 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28027These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.83,688
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,697
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,907
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3540 Backwater St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Concord 28027
  • Smaller than 67% of homes in Concord 28027
  • Has a smaller lot than 94% of homes in Cabarrus County
  • Among the newest homes in Cabarrus County

What homes are worth in Concord 28027

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$966K

This home is worth more than 29% of homes in Concord 28027.

How it measures up in Concord 28027

The dot is this home. The mark in the middle is the typical home in Concord 28027.

Estimated value$329,508
CheaperTypical $420,515Pricier

Pricier than 29% of homes nearby

Price per ft²$205
CheaperTypical $208Pricier

Pricier than 46% of homes nearby

Living area1,611 ft²
SmallerTypical 1,992 ft²Bigger

Bigger than 33% of homes nearby

Lot size3,180 ft²
SmallerTypical 0.25 acBigger

Bigger than 7% of homes nearby

Year built2024
OlderTypical 2002Newer

Newer than 98% of homes nearby

How 3540 Backwater St ranks against every home in each area.
MeasureThis homeConcord 28027Cabarrus County
Estimated valuepricier than$329,50829% of homes39% of homes
Price per ft²pricier than$20546% of homes55% of homes
Living areabigger than1,611 ft²33% of homes38% of homes
Lot sizebigger than3,180 ft²7% of homes6% of homes
Year builtnewer than202498% of homesalmost all homes

About 3540 Backwater St

How much is 3540 Backwater St, Concord, NC worth?

The TopHap Estimate for 3540 Backwater St, Concord, NC is $329,508 as of Oct 21, 2026. The likely range is $303,647 to $355,369. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3540 Backwater St, Concord, NC last sell?

3540 Backwater St, Concord, NC last sold on Feb 19, 2025 for $346,000, according to the county's recorded deed.

How big is 3540 Backwater St, Concord, NC?

3540 Backwater St, Concord, NC has 3 bedrooms, 2.5 bathrooms, 1,611 square feet of living space and a 0.07-acre lot.

When was 3540 Backwater St, Concord, NC built?

3540 Backwater St, Concord, NC was built in 2024, making it 2 years old. It is a townhouse home. The building has 2 stories.

What schools serve 3540 Backwater St, Concord, NC?

3540 Backwater St, Concord, NC is assigned to Northwest Cabarrus High School (high), rated B; Charles E. Boger Elementary School (elementary), rated B+; Northwest Cabarrus Middle School (middle), rated B. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3540 Backwater St, Concord, NC compare to other homes in Concord 28027?

Among the 25,571 homes in Concord 28027, it is worth more than 29% of them ($329,508 against a typical $420,515), its price per square foot is higher than 46% of them ($205 against a typical $208), it is bigger than 33% of them (1,611 ft² against a typical 1,992 ft²), its lot is bigger than 7% of them (3,180 ft² against a typical 0.25 ac) and it is newer than 98% of them (2024 against a typical 2002). Measured against all of Cabarrus County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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