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Single Family ResidenceResidential
$488,401$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $442,000 on Jul 11, 2022

3540 RIVERS CROSSING DR

WAUKESHA, WI 53189
3
Beds
2.5
Baths
2,091 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$488K
$462K low$515K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$442,000 · Jul 11, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$353,600
FINANCE OF AMERICA MORTGAGE · recorded Jul 11, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$170,000
GREAT MIDWEST BANK SSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,526 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$487,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$411,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$408,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$500,565

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWAUKESHA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.0.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 32 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
West High SchoolA+
High · Grades 9–12 · 0.4 mi
E
Rose Glen Elementary SchoolA
Elementary · Grades PK–5 · 0.9 mi
M
Les Paul Middle SchoolB-
Middle · Grades 6–8 · 3.9 mi

District: Waukesha School District

Neighborhood · ZIP 53189These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.28,102
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.608 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,191
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,618
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3540 Rivers Crossing Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Rivers Crossing
  • Costs less per square foot than 71% of homes in Rivers Crossing
  • Bigger than 77% of homes in Rivers Crossing
  • Has a smaller lot than 94% of homes in Waukesha 53189
  • Older than 98% of homes in Rivers Crossing

What homes are worth in Waukesha 53189

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$926K

This home is worth more than 57% of homes in Waukesha 53189.

How it measures up in Waukesha 53189

The dot is this home. The mark in the middle is the typical home in Waukesha 53189.

Estimated value$488,401
CheaperTypical $464,706Pricier

Pricier than 57% of homes nearby

Price per ft²$234
CheaperTypical $221Pricier

Pricier than 63% of homes nearby

Living area2,091 ft²
SmallerTypical 1,753 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.21 ac
SmallerTypical 0.91 acBigger

Bigger than 6% of homes nearby

Year built1999
OlderTypical 1997Newer

Newer than 57% of homes nearby

How 3540 Rivers Crossing Dr ranks against every home in each area.
MeasureThis homeRivers CrossingWaukesha 53189Waukesha County
Estimated valuepricier than$488,40171% of homes57% of homes54% of homes
Price per ft²pricier than$23429% of homes63% of homes43% of homes
Living areabigger than2,091 ft²77% of homes67% of homes64% of homes
Lot sizebigger than0.21 ac27% of homes6% of homes11% of homes
Year builtnewer than19992% of homes57% of homes84% of homes

About 3540 Rivers Crossing Dr

How much is 3540 Rivers Crossing Dr, Waukesha, WI worth?

The TopHap Estimate for 3540 Rivers Crossing Dr, Waukesha, WI is $488,401 as of Jul 14, 2026. The likely range is $461,933 to $514,869. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3540 Rivers Crossing Dr, Waukesha, WI last sell?

3540 Rivers Crossing Dr, Waukesha, WI last sold on Jul 11, 2022 for $442,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3540 Rivers Crossing Dr, Waukesha, WI?

3540 Rivers Crossing Dr, Waukesha, WI has 3 bedrooms, 2.5 bathrooms, 2,091 square feet of living space and a 0.21-acre lot.

When was 3540 Rivers Crossing Dr, Waukesha, WI built?

3540 Rivers Crossing Dr, Waukesha, WI was built in 1999, making it 27 years old. It is a cape cod home. The building has 1 story.

What schools serve 3540 Rivers Crossing Dr, Waukesha, WI?

3540 Rivers Crossing Dr, Waukesha, WI is assigned to West High School (high), rated A+; Rose Glen Elementary School (elementary), rated A; Les Paul Middle School (middle), rated B-. All sit in Waukesha School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3540 Rivers Crossing Dr, Waukesha, WI compare to other homes in Waukesha 53189?

Among the 9,168 homes in Waukesha 53189, it is worth more than 57% of them ($488,401 against a typical $464,706), its price per square foot is higher than 63% of them ($234 against a typical $221), it is bigger than 67% of them (2,091 ft² against a typical 1,753 ft²), its lot is bigger than 6% of them (0.21 ac against a typical 0.91 ac) and it is newer than 57% of them (1999 against a typical 1997). Measured against all of Waukesha County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3540 Rivers Crossing Dr, Waukesha, WI?

The 2025 property tax bill for 3540 Rivers Crossing Dr, Waukesha, WI was $6,526. The county assessed it at $487,700.

Closest homes

More homes in Waukesha 53189

Assigned schools

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