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Single Family ResidenceResidential
$304,000$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3541 PEPPER LN

COSBY, TN 37722
3
Baths
2,072 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$304K
$270K low$338K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,031 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,225
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$58,525
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$275,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.68
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCocke
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.3.96
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 224 ft²Patio · 96 ft²Porch · 312 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cosby Elementary SchoolB
Elementary · Grades KG–8 · 2.7 mi
H
Cosby High SchoolD+
High · Grades 9–12 · 2.7 mi

District: Cocke County School District

Neighborhood · ZIP 37722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,265
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3541 Pepper Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Cocke County
  • Costs less per square foot than 84% of homes in Cosby 37722
  • Bigger than 91% of homes in Cosby 37722
  • Has a bigger lot than 74% of homes in Cosby 37722
  • Older than 77% of homes in Cosby 37722

What homes are worth in Cosby 37722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$844K

This home is worth more than 58% of homes in Cosby 37722.

How it measures up in Cosby 37722

The dot is this home. The mark in the middle is the typical home in Cosby 37722.

Estimated value$304,000
CheaperTypical $269,334Pricier

Pricier than 58% of homes nearby

Price per ft²$147
CheaperTypical $242Pricier

Pricier than 16% of homes nearby

Living area2,072 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 91% of homes nearby

Lot size3.96 ac
SmallerTypical 1.28 acBigger

Bigger than 74% of homes nearby

Year built1977
OlderTypical 1995Newer

Newer than 23% of homes nearby

How 3541 Pepper Ln ranks against every home in each area.
MeasureThis homeCosby 37722Cocke County
Estimated valuepricier than$304,00058% of homes68% of homes
Price per ft²pricier than$14716% of homes29% of homes
Living areabigger than2,072 ft²91% of homes91% of homes
Lot sizebigger than3.96 ac74% of homes73% of homes
Year builtnewer than197723% of homes37% of homes

About 3541 Pepper Ln

How much is 3541 Pepper Ln, Cosby, TN worth?

The TopHap Estimate for 3541 Pepper Ln, Cosby, TN is $304,000 as of Aug 30, 2026. The likely range is $270,338 to $337,662. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3541 Pepper Ln, Cosby, TN last sell?

3541 Pepper Ln, Cosby, TN last sold on Aug 12, 2019, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 3541 Pepper Ln, Cosby, TN?

3541 Pepper Ln, Cosby, TN has 3 bathrooms, 2,072 square feet of living space and a 3.96-acre lot.

When was 3541 Pepper Ln, Cosby, TN built?

3541 Pepper Ln, Cosby, TN was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 3541 Pepper Ln, Cosby, TN?

3541 Pepper Ln, Cosby, TN is assigned to Cosby Elementary School (elementary), rated B; Cosby High School (high), rated D+. All sit in Cocke County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3541 Pepper Ln, Cosby, TN compare to other homes in Cosby 37722?

Among the 3,448 homes in Cosby 37722, it is worth more than 58% of them ($304,000 against a typical $269,334), its price per square foot is higher than 16% of them ($147 against a typical $242), it is bigger than 91% of them (2,072 ft² against a typical 1,176 ft²), its lot is bigger than 74% of them (3.96 ac against a typical 1.28 ac) and it is newer than 23% of them (1977 against a typical 1995). Measured against all of Cocke County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3541 Pepper Ln, Cosby, TN?

The 2025 property tax bill for 3541 Pepper Ln, Cosby, TN was $1,031. The county assessed it at $68,750.

More homes on Pepper Ln

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