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Single Family ResidenceResidential
$305,868$240 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $273,030 on Dec 31, 2014

3545 RUSTIC PL

SAINT PAUL, MN 55126
3
Beds
1.5
Baths
1,272 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$306K
$296K low$316K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$273,030 · Dec 31, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$134,468
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,574
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,400
BELL BK · recorded Sep 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,134 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$400,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$126,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$274,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$400,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyRAMSEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.88
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Island Lake Elementary SchoolA
Elementary · Grades 1–5 · 1.2 mi
M
Chippewa Middle SchoolA-
Middle · Grades 6–8 · 3.1 mi
H
Mounds View High SchoolA+
High · Grades 9–12 · 3.6 mi

District: Mounds View Public School District

Neighborhood · ZIP 55126These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.50
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.29,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,618 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,449
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,755
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3545 Rustic Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 70% of homes in Ramsey County
  • Costs more per square foot than 75% of homes in Ramsey County
  • Has a bigger lot than 96% of homes in Ramsey County
  • Older than 85% of homes in Saint Paul 55126

What homes are worth in Saint Paul 55126

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$830K

This home is worth more than 49% of homes in Saint Paul 55126.

How it measures up in Saint Paul 55126

The dot is this home. The mark in the middle is the typical home in Saint Paul 55126.

Estimated value$305,868
CheaperTypical $307,355Pricier

Pricier than 49% of homes nearby

Price per ft²$240
CheaperTypical $224Pricier

Pricier than 60% of homes nearby

Living area1,272 ft²
SmallerTypical 1,292 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.88 ac
SmallerTypical 0.3 acBigger

Bigger than 94% of homes nearby

Year built1959
OlderTypical 1981Newer

Newer than 15% of homes nearby

How 3545 Rustic Pl ranks against every home in each area.
MeasureThis homeSaint Paul 55126Ramsey County
Estimated valuepricier than$305,86849% of homes70% of homes
Price per ft²pricier than$24060% of homes75% of homes
Living areabigger than1,272 ft²49% of homes51% of homes
Lot sizebigger than0.88 ac94% of homes96% of homes
Year builtnewer than195915% of homes54% of homes

About 3545 Rustic Pl

How much is 3545 Rustic Pl, Saint Paul, MN worth?

The TopHap Estimate for 3545 Rustic Pl, Saint Paul, MN is $305,868 as of Jul 14, 2026. The likely range is $295,546 to $316,190. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3545 Rustic Pl, Saint Paul, MN last sell?

3545 Rustic Pl, Saint Paul, MN last sold on Dec 31, 2014 for $273,030, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3545 Rustic Pl, Saint Paul, MN?

3545 Rustic Pl, Saint Paul, MN has 3 bedrooms, 1.5 bathrooms, 1,272 square feet of living space and a 0.88-acre lot.

When was 3545 Rustic Pl, Saint Paul, MN built?

3545 Rustic Pl, Saint Paul, MN was built in 1959, making it 67 years old. It is a split level home. The building has 1 story.

What schools serve 3545 Rustic Pl, Saint Paul, MN?

3545 Rustic Pl, Saint Paul, MN is assigned to Island Lake Elementary School (elementary), rated A; Chippewa Middle School (middle), rated A-; Mounds View High School (high), rated A+. All sit in Mounds View Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3545 Rustic Pl, Saint Paul, MN compare to other homes in Saint Paul 55126?

Among the 10,076 homes in Saint Paul 55126, it is worth more than 49% of them ($305,868 against a typical $307,355), its price per square foot is higher than 60% of them ($240 against a typical $224), it is bigger than 49% of them (1,272 ft² against a typical 1,292 ft²), its lot is bigger than 94% of them (0.88 ac against a typical 0.3 ac) and it is newer than 15% of them (1959 against a typical 1981). Measured against all of Ramsey County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3545 Rustic Pl, Saint Paul, MN?

The 2025 property tax bill for 3545 Rustic Pl, Saint Paul, MN was $5,134. The county assessed it at $400,800.

More homes on Rustic Pl

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Assigned schools

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