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Single Family ResidenceResidential
$424,899
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $295,000 on Mar 30, 2007

3565 WATER ST

POLO, IL 61064
0
Baths
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$425K
$395K low$454K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$295,000 · Mar 30, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,845 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,699 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,177
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,522
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$120,481
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$386,097

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOGLE
Lot (acres)The size of the land the home sits on, from county records.0.41
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Aplington Middle SchoolC+
Middle · Grades 6–8 · 5.5 mi
H
Polo Community High SchoolB-
High · Grades 9–12 · 5.5 mi
E
Centennial Elementary SchoolB
Elementary · Grades PK–5 · 5.7 mi

District: Polo Community Unit School District 222

Neighborhood · ZIP 61064These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,845
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,991
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,282
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3565 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Polo 61064

What homes are worth in Polo 61064

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$430K

This home is worth more than 98% of homes in Polo 61064.

How it measures up in Polo 61064

The dot is this home. The mark in the middle is the typical home in Polo 61064.

Estimated value$424,899
CheaperTypical $143,090Pricier

Pricier than 98% of homes nearby

Lot size0.41 ac
SmallerTypical 0.33 acBigger

Bigger than 57% of homes nearby

How 3565 Water St ranks against every home in each area.
MeasureThis homePolo 61064Ogle County
Estimated valuepricier than$424,89998% of homes94% of homes
Lot sizebigger than0.41 ac57% of homes53% of homes

About 3565 Water St

How much is 3565 Water St, Polo, IL worth?

The TopHap Estimate for 3565 Water St, Polo, IL is $424,899 as of Aug 30, 2026. The likely range is $395,314 to $454,484. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3565 Water St, Polo, IL last sell?

3565 Water St, Polo, IL last sold on Mar 30, 2007 for $295,000, according to the county's recorded deed.

What schools serve 3565 Water St, Polo, IL?

3565 Water St, Polo, IL is assigned to Aplington Middle School (middle), rated C+; Polo Community High School (high), rated B-; Centennial Elementary School (elementary), rated B. All sit in Polo Community Unit School District 222. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3565 Water St, Polo, IL compare to other homes in Polo 61064?

Among the 1,367 homes in Polo 61064, it is worth more than 98% of them ($424,899 against a typical $143,090) and its lot is bigger than 57% of them (0.41 ac against a typical 0.33 ac). Measured against all of Ogle County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3565 Water St, Polo, IL?

The 2025 property tax bill for 3565 Water St, Polo, IL was $8,845. The county assessed it at $128,699.

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Assigned schools

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