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Single Family ResidenceResidential
$370,220$310 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $120,000 on Oct 22, 2018

357 APPLE TREE RD

MONTROSS, VA 22520
1
Baths
1,194 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$370K
$350K low$391K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · Oct 22, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,608 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$236,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$156,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$80,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$236,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$236,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.99 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWestmoreland
Lot (acres)The size of the land the home sits on, from county records.1.01
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Oil
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cople Elementary SchoolD-
Elementary · Grades PK–5 · 2.2 mi
M
Montross Middle SchoolB
Middle · Grades 6–8 · 6.7 mi
H
Westmoreland High SchoolD+
High · Grades 9–12 · 8.8 mi

District: Westmoreland County Public Schools

Neighborhood · ZIP 22520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.5,876
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,319
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,531
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

357 Apple Tree Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Montross 22520
  • Costs more per square foot than 98% of homes in Montross 22520
  • Smaller than 88% of homes in Montross 22520
  • Older than 69% of homes in Montross 22520

What homes are worth in Montross 22520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$807K

This home is worth more than 83% of homes in Montross 22520.

How it measures up in Montross 22520

The dot is this home. The mark in the middle is the typical home in Montross 22520.

Estimated value$370,220
CheaperTypical $174,359Pricier

Pricier than 83% of homes nearby

Price per ft²$310
CheaperTypical $155Pricier

Pricier than 98% of homes nearby

Living area1,194 ft²
SmallerTypical 2,018 ft²Bigger

Bigger than 12% of homes nearby

Lot size1.01 ac
SmallerTypical 1.46 acBigger

Bigger than 40% of homes nearby

Year built1975
OlderTypical 1989Newer

Newer than 31% of homes nearby

How 357 Apple Tree Rd ranks against every home in each area.
MeasureThis homeMontross 22520Westmoreland County
Estimated valuepricier than$370,22083% of homes80% of homes
Price per ft²pricier than$31098% of homes96% of homes
Living areabigger than1,194 ft²12% of homes15% of homes
Lot sizebigger than1.01 ac40% of homes52% of homes
Year builtnewer than197531% of homes32% of homes

About 357 Apple Tree Rd

How much is 357 Apple Tree Rd, Montross, VA worth?

The TopHap Estimate for 357 Apple Tree Rd, Montross, VA is $370,220 as of Oct 21, 2026. The likely range is $349,900 to $390,540. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 357 Apple Tree Rd, Montross, VA last sell?

357 Apple Tree Rd, Montross, VA last sold on Oct 22, 2018 for $120,000, according to the county's recorded deed.

How big is 357 Apple Tree Rd, Montross, VA?

357 Apple Tree Rd, Montross, VA has 1 bathrooms, 1,194 square feet of living space and a 1.01-acre lot.

When was 357 Apple Tree Rd, Montross, VA built?

357 Apple Tree Rd, Montross, VA was built in 1975, making it 51 years old. It is a conventional home. The building has 1 story.

What schools serve 357 Apple Tree Rd, Montross, VA?

357 Apple Tree Rd, Montross, VA is assigned to Cople Elementary School (elementary), rated D-; Montross Middle School (middle), rated B; Westmoreland High School (high), rated D+. All sit in Westmoreland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 357 Apple Tree Rd, Montross, VA compare to other homes in Montross 22520?

Among the 6,606 homes in Montross 22520, it is worth more than 83% of them ($370,220 against a typical $174,359), its price per square foot is higher than 98% of them ($310 against a typical $155), it is bigger than 12% of them (1,194 ft² against a typical 2,018 ft²), its lot is bigger than 40% of them (1.01 ac against a typical 1.46 ac) and it is newer than 31% of them (1975 against a typical 1989). Measured against all of Westmoreland County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 357 Apple Tree Rd, Montross, VA?

The 2025 property tax bill for 357 Apple Tree Rd, Montross, VA was $1,608. The county assessed it at $236,400.

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