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Single Family ResidenceResidential
$243,944$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $240,000 on Sep 30, 2025

357 SPENCER ST

FERNDALE, MI 48220
3
Beds
2
Baths
1,396 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$244K
$226K low$262K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Sep 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,097 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,960 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,350
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,920

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOAKLAND
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 170 ft²Porch · 109 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ferndale High SchoolB+
High · Grades 9–12 · 1.3 mi
M
Ferndale Middle SchoolB-
Middle · Grades 6–8 · 1.4 mi
E
Roosevelt Primary School
Elementary · Grades KG–2 · 1.7 mi

District: Ferndale Public Schools

Neighborhood · ZIP 48220These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.145
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.22,111
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,977 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,013
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,762
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

357 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Oakland County
  • Costs less per square foot than 89% of homes in Ferndale 48220
  • Bigger than 80% of homes in Ferndale 48220
  • Has a smaller lot than 95% of homes in Oakland County
  • Older than 95% of homes in Oakland County

What homes are worth in Ferndale 48220

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$504K

This home is worth more than 56% of homes in Ferndale 48220.

How it measures up in Ferndale 48220

The dot is this home. The mark in the middle is the typical home in Ferndale 48220.

Estimated value$243,944
CheaperTypical $233,012Pricier

Pricier than 56% of homes nearby

Price per ft²$175
CheaperTypical $226Pricier

Pricier than 11% of homes nearby

Living area1,396 ft²
SmallerTypical 1,045 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.1 ac
SmallerTypical 0.12 acBigger

Bigger than 27% of homes nearby

Year built1925
OlderTypical 1941Newer

Newer than 29% of homes nearby

How 357 Spencer St ranks against every home in each area.
MeasureThis homeFerndale 48220Oakland County
Estimated valuepricier than$243,94456% of homes22% of homes
Price per ft²pricier than$17511% of homes21% of homes
Living areabigger than1,396 ft²80% of homes35% of homes
Lot sizebigger than0.1 ac27% of homes5% of homes
Year builtnewer than192529% of homes5% of homes

About 357 Spencer St

How much is 357 Spencer St, Ferndale, MI worth?

The TopHap Estimate for 357 Spencer St, Ferndale, MI is $243,944 as of Sep 24, 2026. The likely range is $226,234 to $261,654. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 357 Spencer St, Ferndale, MI last sell?

357 Spencer St, Ferndale, MI last sold on Sep 30, 2025 for $240,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 357 Spencer St, Ferndale, MI?

357 Spencer St, Ferndale, MI has 3 bedrooms, 2 bathrooms, 1,396 square feet of living space and a 0.10-acre lot.

When was 357 Spencer St, Ferndale, MI built?

357 Spencer St, Ferndale, MI was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 357 Spencer St, Ferndale, MI?

357 Spencer St, Ferndale, MI is assigned to Ferndale High School (high), rated B+; Ferndale Middle School (middle), rated B-; Roosevelt Primary School (elementary). All sit in Ferndale Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 357 Spencer St, Ferndale, MI compare to other homes in Ferndale 48220?

Among the 9,768 homes in Ferndale 48220, it is worth more than 56% of them ($243,944 against a typical $233,012), its price per square foot is higher than 11% of them ($175 against a typical $226), it is bigger than 80% of them (1,396 ft² against a typical 1,045 ft²), its lot is bigger than 27% of them (0.1 ac against a typical 0.12 ac) and it is newer than 29% of them (1925 against a typical 1941). Measured against all of Oakland County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 357 Spencer St, Ferndale, MI?

The 2025 property tax bill for 357 Spencer St, Ferndale, MI was $3,097. The county assessed it at $121,960.

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