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Single Family ResidenceResidential
$890,148$464 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $147,000 on Jan 31, 2019

3582 RUBY AVE

SAINT JAMES CITY, FL 33956
3
Beds
2
Baths
1,918 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$890K
$846K low$935K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$147,000 · Jan 31, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$510,448
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$408,358
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$379,700
REGIONS BANK · recorded Jun 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,630 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$410,189 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$399,405
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$608,620

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.108 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLEE
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Canal Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat access

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ida S. Baker High SchoolD+
High · Grades 9–12 · 7.6 mi
M
Gulf Middle SchoolB+
Middle · Grades 6–8 · 7.7 mi
E
Pine Island Elementary SchoolA-
Elementary · Grades KG–5 · 8.5 mi

District: Lee County School District

Neighborhood · ZIP 33956These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.4,656
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.71 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,560
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3582 Ruby Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Lee County
  • Costs more per square foot than 95% of homes in Lee County
  • Bigger than 69% of homes in Saint James City 33956
  • Has a smaller lot than 80% of homes in Lee County
  • Among the newest homes in Saint James City 33956

What homes are worth in Saint James City 33956

Each bar is how many homes fall in that price range. The marker is this home.

This home
$179K$1.6M

This home is worth more than 87% of homes in Saint James City 33956.

How it measures up in Saint James City 33956

The dot is this home. The mark in the middle is the typical home in Saint James City 33956.

Estimated value$890,148
CheaperTypical $517,703Pricier

Pricier than 87% of homes nearby

Price per ft²$464
CheaperTypical $290Pricier

Pricier than 93% of homes nearby

Living area1,918 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.15 ac
SmallerTypical 0.19 acBigger

Bigger than 34% of homes nearby

Year built2021
OlderTypical 1987Newer

Newer than almost all homes nearby

How 3582 Ruby Ave ranks against every home in each area.
MeasureThis homeSaint James City 33956Lee County
Estimated valuepricier than$890,14887% of homes92% of homes
Price per ft²pricier than$46493% of homes95% of homes
Living areabigger than1,918 ft²69% of homes54% of homes
Lot sizebigger than0.15 ac34% of homes20% of homes
Year builtnewer than2021almost all homes98% of homes

About 3582 Ruby Ave

How much is 3582 Ruby Ave, Saint James City, FL worth?

The TopHap Estimate for 3582 Ruby Ave, Saint James City, FL is $890,148 as of Jun 23, 2026. The likely range is $845,640 to $934,655. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3582 Ruby Ave, Saint James City, FL last sell?

3582 Ruby Ave, Saint James City, FL last sold on Jan 31, 2019 for $147,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3582 Ruby Ave, Saint James City, FL?

3582 Ruby Ave, Saint James City, FL has 3 bedrooms, 2 bathrooms, 1,918 square feet of living space and a 0.15-acre lot.

When was 3582 Ruby Ave, Saint James City, FL built?

3582 Ruby Ave, Saint James City, FL was built in 2021, making it 5 years old. It is a ranch home. The building has 1 story.

What schools serve 3582 Ruby Ave, Saint James City, FL?

3582 Ruby Ave, Saint James City, FL is assigned to Ida S. Baker High School (high), rated D+; Gulf Middle School (middle), rated B+; Pine Island Elementary School (elementary), rated A-. All sit in Lee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3582 Ruby Ave, Saint James City, FL compare to other homes in Saint James City 33956?

Among the 2,979 homes in Saint James City 33956, it is worth more than 87% of them ($890,148 against a typical $517,703), its price per square foot is higher than 93% of them ($464 against a typical $290), it is bigger than 69% of them (1,918 ft² against a typical 1,520 ft²), its lot is bigger than 34% of them (0.15 ac against a typical 0.19 ac) and it is newer than almost all of them (2021 against a typical 1987). Measured against all of Lee County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3582 Ruby Ave, Saint James City, FL?

The 2025 property tax bill for 3582 Ruby Ave, Saint James City, FL was $5,630. The county assessed it at $410,189.

Closest homes

More homes in Saint James City 33956

Assigned schools

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