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Triplex (3 Units, Any Combination)Residential
Last sold for $118,594 on Feb 4, 2026

3605 CHARLES ST

SAINT JOSEPH, MO 64506
0
Baths
1,710 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$118,594 · Feb 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,043 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,460 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,230
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,230
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,780

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Triplex (3 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Triplex
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.44
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Central High SchoolC+
High · Grades 9–12 · 1.3 mi
M
Bode Middle SchoolB
Middle · Grades 7–8 · 1.3 mi
E
Coleman Elementary SchoolC-
Elementary · Grades KG–6 · 1.4 mi

District: St. Joseph School District

Neighborhood · ZIP 64506These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.130
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,927
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,944 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,936
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,659
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3605 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 82% of homes in Buchanan County
  • Has a bigger lot than 81% of homes in Saint Joseph 64506
  • Newer than 69% of homes in Buchanan County

How it measures up in Saint Joseph 64506

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64506.

Living area1,710 ft²
SmallerTypical 1,470 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.44 ac
SmallerTypical 0.26 acBigger

Bigger than 81% of homes nearby

Year built1971
OlderTypical 1976Newer

Newer than 41% of homes nearby

How 3605 Charles St ranks against every home in each area.
MeasureThis homeSaint Joseph 64506Buchanan County
Living areabigger than1,710 ft²69% of homes82% of homes
Lot sizebigger than0.44 ac81% of homes72% of homes
Year builtnewer than197141% of homes69% of homes

About 3605 Charles St

When did 3605 Charles St, Saint Joseph, MO last sell?

3605 Charles St, Saint Joseph, MO last sold on Feb 4, 2026 for $118,594, according to the county's recorded deed.

How big is 3605 Charles St, Saint Joseph, MO?

3605 Charles St, Saint Joseph, MO has 1,710 square feet of living space and a 0.44-acre lot.

When was 3605 Charles St, Saint Joseph, MO built?

3605 Charles St, Saint Joseph, MO was built in 1971, making it 55 years old. It is a triplex home.

What schools serve 3605 Charles St, Saint Joseph, MO?

3605 Charles St, Saint Joseph, MO is assigned to Central High School (high), rated C+; Bode Middle School (middle), rated B; Coleman Elementary School (elementary), rated C-. All sit in St. Joseph School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3605 Charles St, Saint Joseph, MO compare to other homes in Saint Joseph 64506?

Among the 6,847 homes in Saint Joseph 64506, it is bigger than 69% of them (1,710 ft² against a typical 1,470 ft²), its lot is bigger than 81% of them (0.44 ac against a typical 0.26 ac) and it is newer than 41% of them (1971 against a typical 1976). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3605 Charles St, Saint Joseph, MO?

The 2025 property tax bill for 3605 Charles St, Saint Joseph, MO was $2,043. The county assessed it at $28,460.

More homes on Charles St

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Assigned schools

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