Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$195,635$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $195,900 on Jul 2, 2026

3609 LUMA DR

HOLIDAY, FL 34691
1.5
Baths
1,236 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$196K
$185K low$207K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$195,900 · Jul 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,593 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,460 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$215,451

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.66 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPASCO
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 180 ft²Porch · 348 ft²

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gulf Trace Elementary SchoolC
Elementary · Grades KG–5 · 0.9 mi
H
Anclote High SchoolD
High · Grades 9–12 · 2.5 mi
M
Paul R. Smith Middle SchoolD+
Middle · Grades 6–8 · 2.6 mi

District: Pasco County School District

Neighborhood · ZIP 34691These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.27,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,575 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,513
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,547
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3609 Luma Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Pasco County
  • Costs less per square foot than 80% of homes in Pasco County
  • Smaller than 77% of homes in Pasco County
  • Has a bigger lot than 73% of homes in Beacon Square
  • Older than 86% of homes in Pasco County

What homes are worth in Holiday 34691

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$550K

This home is worth more than 24% of homes in Holiday 34691.

How it measures up in Holiday 34691

The dot is this home. The mark in the middle is the typical home in Holiday 34691.

Estimated value$195,635
CheaperTypical $234,134Pricier

Pricier than 24% of homes nearby

Price per ft²$158
CheaperTypical $184Pricier

Pricier than 21% of homes nearby

Living area1,236 ft²
SmallerTypical 1,220 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.15 ac
SmallerTypical 0.13 acBigger

Bigger than 71% of homes nearby

Year built1972
OlderTypical 1972Newer

Newer than 54% of homes nearby

How 3609 Luma Dr ranks against every home in each area.
MeasureThis homeBeacon SquareHoliday 34691Pasco County
Estimated valuepricier than$195,63543% of homes24% of homes13% of homes
Price per ft²pricier than$15843% of homes21% of homes20% of homes
Living areabigger than1,236 ft²57% of homes52% of homes23% of homes
Lot sizebigger than0.15 ac73% of homes71% of homes41% of homes
Year builtnewer than197273% of homes54% of homes14% of homes

About 3609 Luma Dr

How much is 3609 Luma Dr, Holiday, FL worth?

The TopHap Estimate for 3609 Luma Dr, Holiday, FL is $195,635 as of Aug 30, 2026. The likely range is $184,680 to $206,590. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3609 Luma Dr, Holiday, FL last sell?

3609 Luma Dr, Holiday, FL last sold on Jul 2, 2026 for $195,900, according to the county's recorded deed. TopHap holds 10 recorded sales for this parcel.

How big is 3609 Luma Dr, Holiday, FL?

3609 Luma Dr, Holiday, FL has 1.5 bathrooms, 1,236 square feet of living space and a 0.15-acre lot.

When was 3609 Luma Dr, Holiday, FL built?

3609 Luma Dr, Holiday, FL was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 3609 Luma Dr, Holiday, FL?

3609 Luma Dr, Holiday, FL is assigned to Gulf Trace Elementary School (elementary), rated C; Anclote High School (high), rated D; Paul R. Smith Middle School (middle), rated D+. All sit in Pasco County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3609 Luma Dr, Holiday, FL compare to other homes in Holiday 34691?

Among the 11,181 homes in Holiday 34691, it is worth more than 24% of them ($195,635 against a typical $234,134), its price per square foot is higher than 21% of them ($158 against a typical $184), it is bigger than 52% of them (1,236 ft² against a typical 1,220 ft²), its lot is bigger than 71% of them (0.15 ac against a typical 0.13 ac) and it is newer than 54% of them (1972 against a typical 1972). Measured against all of Pasco County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3609 Luma Dr, Holiday, FL?

The 2025 property tax bill for 3609 Luma Dr, Holiday, FL was $2,593. The county assessed it at $187,460.

More homes on Luma Dr

Closest homes

More homes in Holiday 34691

Assigned schools

Explore the area

See this home in context

Open 3609 Luma Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map