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Residential (General/Single)Residential
$261,893
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $509,000 on Jun 26, 2026

360TH ST

SPENCER, IA 51301
0
Baths
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$262K
$222K low$302K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$509,000 · Jun 26, 2026

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
86
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
43
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.0.22
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Spencer High SchoolA-
High · Grades 9–12 · 2.8 mi
E
Fairview Park Elementary SchoolB+
Elementary · Grades 1–2 · 2.9 mi
M
Spencer Middle SchoolB-
Middle · Grades 7–8 · 3.3 mi

District: Spencer Community School District

Neighborhood · ZIP 51301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,636
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,520
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,070
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

360th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Clay County

What homes are worth in Spencer 51301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$505K

This home is worth more than 78% of homes in Spencer 51301.

How it measures up in Spencer 51301

The dot is this home. The mark in the middle is the typical home in Spencer 51301.

Estimated value$261,893
CheaperTypical $169,795Pricier

Pricier than 78% of homes nearby

Lot size0.22 ac
SmallerTypical 0.23 acBigger

Bigger than 45% of homes nearby

How 360th St ranks against every home in each area.
MeasureThis homeSpencer 51301Clay County
Estimated valuepricier than$261,89378% of homes81% of homes
Lot sizebigger than0.22 ac45% of homes38% of homes

About 360th St

How much is 360th St, Spencer, IA worth?

The TopHap Estimate for 360th St, Spencer, IA is $261,893 as of Oct 21, 2026. The likely range is $221,910 to $301,876. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 360th St, Spencer, IA last sell?

360th St, Spencer, IA last sold on Jun 26, 2026 for $509,000, according to the county's recorded deed.

What schools serve 360th St, Spencer, IA?

360th St, Spencer, IA is assigned to Spencer High School (high), rated A-; Fairview Park Elementary School (elementary), rated B+; Spencer Middle School (middle), rated B-. All sit in Spencer Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 360th St, Spencer, IA compare to other homes in Spencer 51301?

Among the 5,011 homes in Spencer 51301, it is worth more than 78% of them ($261,893 against a typical $169,795) and its lot is bigger than 45% of them (0.22 ac against a typical 0.23 ac). Measured against all of Clay County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on 360th St

Closest homes

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Assigned schools

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