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Single Family ResidenceResidential
$491,190$193 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $385,000 on Nov 4, 2020

3630 COLD CREEK DR

VALRICO, FL 33596
4
Beds
3
Baths
2,549 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$491K
$471K low$511K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Nov 4, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$930 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$282,061 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$274,112
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$407,860

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyHillsborough
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 302 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alafia Elementary SchoolA
Elementary · Grades PK–5 · 0.3 mi
H
Bloomingdale High SchoolA-
High · Grades 9–12 · 0.7 mi
M
Burns Middle SchoolB
Middle · Grades 6–8 · 2.2 mi

District: Hillsborough County School District

Neighborhood · ZIP 33596These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.25
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.260
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,287
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,420 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$111,389
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,480
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3630 Cold Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Bloomingdale
  • Costs less per square foot than 81% of homes in Bloomingdale
  • Bigger than 82% of homes in Bloomingdale
  • Has a smaller lot than 72% of homes in Valrico 33596
  • Older than 66% of homes in Valrico 33596

What homes are worth in Valrico 33596

Each bar is how many homes fall in that price range. The marker is this home.

This home
$277K$870K

This home is worth more than 60% of homes in Valrico 33596.

How it measures up in Valrico 33596

The dot is this home. The mark in the middle is the typical home in Valrico 33596.

Estimated value$491,190
CheaperTypical $461,618Pricier

Pricier than 60% of homes nearby

Price per ft²$193
CheaperTypical $211Pricier

Pricier than 21% of homes nearby

Living area2,549 ft²
SmallerTypical 2,226 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.19 ac
SmallerTypical 0.24 acBigger

Bigger than 28% of homes nearby

Year built1988
OlderTypical 1993Newer

Newer than 34% of homes nearby

How 3630 Cold Creek Dr ranks against every home in each area.
MeasureThis homeBloomingdaleValrico 33596Hillsborough County
Estimated valuepricier than$491,19076% of homes60% of homes73% of homes
Price per ft²pricier than$19319% of homes21% of homes33% of homes
Living areabigger than2,549 ft²82% of homes71% of homes82% of homes
Lot sizebigger than0.19 ac38% of homes28% of homes55% of homes
Year builtnewer than198848% of homes34% of homes47% of homes

About 3630 Cold Creek Dr

How much is 3630 Cold Creek Dr, Valrico, FL worth?

The TopHap Estimate for 3630 Cold Creek Dr, Valrico, FL is $491,190 as of Aug 30, 2026. The likely range is $470,950 to $511,430. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3630 Cold Creek Dr, Valrico, FL last sell?

3630 Cold Creek Dr, Valrico, FL last sold on Nov 4, 2020 for $385,000, according to the county's recorded deed.

How big is 3630 Cold Creek Dr, Valrico, FL?

3630 Cold Creek Dr, Valrico, FL has 4 bedrooms, 3 bathrooms, 2,549 square feet of living space and a 0.19-acre lot.

When was 3630 Cold Creek Dr, Valrico, FL built?

3630 Cold Creek Dr, Valrico, FL was built in 1988, making it 38 years old. It is a contemporary home. The building has 1 story.

What schools serve 3630 Cold Creek Dr, Valrico, FL?

3630 Cold Creek Dr, Valrico, FL is assigned to Alafia Elementary School (elementary), rated A; Bloomingdale High School (high), rated A-; Burns Middle School (middle), rated B. All sit in Hillsborough County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3630 Cold Creek Dr, Valrico, FL compare to other homes in Valrico 33596?

Among the 10,234 homes in Valrico 33596, it is worth more than 60% of them ($491,190 against a typical $461,618), its price per square foot is higher than 21% of them ($193 against a typical $211), it is bigger than 71% of them (2,549 ft² against a typical 2,226 ft²), its lot is bigger than 28% of them (0.19 ac against a typical 0.24 ac) and it is newer than 34% of them (1988 against a typical 1993). Measured against all of Hillsborough County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3630 Cold Creek Dr, Valrico, FL?

The 2025 property tax bill for 3630 Cold Creek Dr, Valrico, FL was $930. The county assessed it at $282,061.

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