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Single Family ResidenceResidential
$500,865$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $517,000 on May 5, 2016

3638 CARDINAL RD

MINNETONKA, MN 55345
6
Beds
4.3
Baths
2,190 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$501K
$434K low$568K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$517,000 · May 5, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,415
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,732
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$387,450
WELLS FARGO BK · recorded Dec 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,601 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$701,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$259,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$441,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$705,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$701,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyHENNEPIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Lake
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Patio · 536 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hopkins West Junior HighC
Middle · Grades 7–9 · 0.7 mi
E
Glen Lake ElementaryB+
Elementary · Grades KG–6 · 1.5 mi
H
Hopkins High SchoolA-
High · Grades 10–12 · 2.9 mi

District: Hopkins Public School District

Neighborhood · ZIP 55345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,380
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,931 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$130,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,732
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3638 Cardinal Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Hennepin County
  • Costs less per square foot than 86% of homes in Spring Lake
  • Bigger than 83% of homes in Spring Lake
  • Has a bigger lot than 96% of homes in Spring Lake

What homes are worth in Minnetonka 55345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$205K$1.3M

This home is worth more than 71% of homes in Minnetonka 55345.

How it measures up in Minnetonka 55345

The dot is this home. The mark in the middle is the typical home in Minnetonka 55345.

Estimated value$500,865
CheaperTypical $404,059Pricier

Pricier than 71% of homes nearby

Price per ft²$229
CheaperTypical $253Pricier

Pricier than 33% of homes nearby

Living area2,190 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 80% of homes nearby

Lot size1.25 ac
SmallerTypical 0.51 acBigger

Bigger than 94% of homes nearby

Year built1968
OlderTypical 1968Newer

Newer than 51% of homes nearby

How 3638 Cardinal Rd ranks against every home in each area.
MeasureThis homeSpring LakeMinnetonka 55345Hennepin County
Estimated valuepricier than$500,86563% of homes71% of homes81% of homes
Price per ft²pricier than$22914% of homes33% of homes54% of homes
Living areabigger than2,190 ft²83% of homes80% of homes82% of homes
Lot sizebigger than1.25 ac96% of homes94% of homes89% of homes
Year builtnewer than196859% of homes51% of homes49% of homes

About 3638 Cardinal Rd

How much is 3638 Cardinal Rd, Minnetonka, MN worth?

The TopHap Estimate for 3638 Cardinal Rd, Minnetonka, MN is $500,865 as of Jul 14, 2026. The likely range is $433,956 to $567,774. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3638 Cardinal Rd, Minnetonka, MN last sell?

3638 Cardinal Rd, Minnetonka, MN last sold on May 5, 2016 for $517,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3638 Cardinal Rd, Minnetonka, MN?

3638 Cardinal Rd, Minnetonka, MN has 6 bedrooms, 4.3 bathrooms and 2,190 square feet of living space.

When was 3638 Cardinal Rd, Minnetonka, MN built?

3638 Cardinal Rd, Minnetonka, MN was built in 1968, making it 58 years old. It is a split level home.

What schools serve 3638 Cardinal Rd, Minnetonka, MN?

3638 Cardinal Rd, Minnetonka, MN is assigned to Hopkins West Junior High (middle), rated C; Glen Lake Elementary (elementary), rated B+; Hopkins High School (high), rated A-. All sit in Hopkins Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3638 Cardinal Rd, Minnetonka, MN compare to other homes in Minnetonka 55345?

Among the 7,968 homes in Minnetonka 55345, it is worth more than 71% of them ($500,865 against a typical $404,059), its price per square foot is higher than 33% of them ($229 against a typical $253), it is bigger than 80% of them (2,190 ft² against a typical 1,540 ft²), its lot is bigger than 94% of them (1.25 ac against a typical 0.51 ac) and it is newer than 51% of them (1968 against a typical 1968). Measured against all of Hennepin County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3638 Cardinal Rd, Minnetonka, MN?

The 2025 property tax bill for 3638 Cardinal Rd, Minnetonka, MN was $9,601. The county assessed it at $701,500.

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Assigned schools

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