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Single Family ResidenceResidential
$948,309$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $950,000 on Oct 20, 2025

3640 BLACK OAK DR

ROCKLIN, CA 95765
5
Beds
3.5
Baths
3,462 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$948K
$880K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$950,000 · Oct 20, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,809
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,247
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$845,500
ROCKET MORTGAGE LLC · recorded Oct 20, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,783 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$950,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$700,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$778,001

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.16
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
67
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Granite Oaks Middle SchoolB
Middle · Grades 7–8 · 0.9 mi
E
Valley View Elementary SchoolA+
Elementary · Grades KG–6 · 1.2 mi
H
Rocklin High SchoolA
High · Grades 9–12 · 1.3 mi

District: Rocklin Unified School District

Neighborhood · ZIP 95765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.18
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.45,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,715 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,194
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3640 Black Oak Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Rocklin 95765
  • Among the lowest price per square foot in Whitney Oaks
  • Bigger than 91% of homes in Placer County
  • Has a bigger lot than 76% of homes in Rocklin 95765
  • Newer than 95% of homes in Whitney Oaks

What homes are worth in Rocklin 95765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$359K$1.4M

This home is worth more than 82% of homes in Rocklin 95765.

How it measures up in Rocklin 95765

The dot is this home. The mark in the middle is the typical home in Rocklin 95765.

Estimated value$948,309
CheaperTypical $727,660Pricier

Pricier than 82% of homes nearby

Price per ft²$274
CheaperTypical $328Pricier

Pricier than 11% of homes nearby

Living area3,462 ft²
SmallerTypical 2,277 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.23 ac
SmallerTypical 0.18 acBigger

Bigger than 76% of homes nearby

Year built2004
OlderTypical 2001Newer

Newer than 64% of homes nearby

How 3640 Black Oak Dr ranks against every home in each area.
MeasureThis homeWhitney OaksRocklin 95765Placer County
Estimated valuepricier than$948,30967% of homes82% of homes80% of homes
Price per ft²pricier than$274almost no homes11% of homes12% of homes
Living areabigger than3,462 ft²84% of homes89% of homes91% of homes
Lot sizebigger than0.23 ac61% of homes76% of homes52% of homes
Year builtnewer than200495% of homes64% of homes71% of homes

About 3640 Black Oak Dr

How much is 3640 Black Oak Dr, Rocklin, CA worth?

The TopHap Estimate for 3640 Black Oak Dr, Rocklin, CA is $948,309 as of Jul 14, 2026. The likely range is $880,035 to $1,016,583. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3640 Black Oak Dr, Rocklin, CA last sell?

3640 Black Oak Dr, Rocklin, CA last sold on Oct 20, 2025 for $950,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3640 Black Oak Dr, Rocklin, CA?

3640 Black Oak Dr, Rocklin, CA has 5 bedrooms, 3.5 bathrooms, 3,462 square feet of living space and a 0.23-acre lot.

When was 3640 Black Oak Dr, Rocklin, CA built?

3640 Black Oak Dr, Rocklin, CA was built in 2004, making it 22 years old. It is a contemporary home.

What schools serve 3640 Black Oak Dr, Rocklin, CA?

3640 Black Oak Dr, Rocklin, CA is assigned to Granite Oaks Middle School (middle), rated B; Valley View Elementary School (elementary), rated A+; Rocklin High School (high), rated A. All sit in Rocklin Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3640 Black Oak Dr, Rocklin, CA compare to other homes in Rocklin 95765?

Among the 12,918 homes in Rocklin 95765, it is worth more than 82% of them ($948,309 against a typical $727,660), its price per square foot is higher than 11% of them ($274 against a typical $328), it is bigger than 89% of them (3,462 ft² against a typical 2,277 ft²), its lot is bigger than 76% of them (0.23 ac against a typical 0.18 ac) and it is newer than 64% of them (2004 against a typical 2001). Measured against all of Placer County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3640 Black Oak Dr, Rocklin, CA?

The 2025 property tax bill for 3640 Black Oak Dr, Rocklin, CA was $10,783. The county assessed it at $950,000.

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