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Single Family ResidenceResidential
$803,404$429 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

3640 CUTTER WAY

SACRAMENTO, CA 95818
4
Beds
2
Baths
1,871 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$803K
$720K low$887K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,555 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$295,489 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$73,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$221,549
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$289,696

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bret Harte Elementary SchoolB+
Elementary · Grades KG–6 · 0.2 mi
H
C. K. McClatchy High SchoolB
High · Grades 9–12 · 0.8 mi
M
California Middle SchoolC
Middle · Grades 7–8 · 1.2 mi

District: Sacramento City Unified School District

Neighborhood · ZIP 95818These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,414
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,619 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,987
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,824
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3640 Cutter Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Sacramento County
  • Costs more per square foot than 92% of homes in Sacramento County
  • Has a bigger lot than 70% of homes in Curtis Park
  • Older than 90% of homes in Sacramento County

What homes are worth in Sacramento 95818

Each bar is how many homes fall in that price range. The marker is this home.

This home
$373K$1.8M

This home is worth more than 61% of homes in Sacramento 95818.

How it measures up in Sacramento 95818

The dot is this home. The mark in the middle is the typical home in Sacramento 95818.

Estimated value$803,404
CheaperTypical $727,013Pricier

Pricier than 61% of homes nearby

Price per ft²$429
CheaperTypical $478Pricier

Pricier than 29% of homes nearby

Living area1,871 ft²
SmallerTypical 1,569 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.14 ac
SmallerTypical 0.13 acBigger

Bigger than 58% of homes nearby

Year built1950
OlderTypical 1939Newer

Newer than 75% of homes nearby

How 3640 Cutter Way ranks against every home in each area.
MeasureThis homeCurtis ParkSacramento 95818Sacramento County
Estimated valuepricier than$803,40461% of homes61% of homes88% of homes
Price per ft²pricier than$42939% of homes29% of homes92% of homes
Living areabigger than1,871 ft²59% of homes64% of homes62% of homes
Lot sizebigger than0.14 ac70% of homes58% of homes33% of homes
Year builtnewer than195076% of homes75% of homes10% of homes

About 3640 Cutter Way

How much is 3640 Cutter Way, Sacramento, CA worth?

The TopHap Estimate for 3640 Cutter Way, Sacramento, CA is $803,404 as of Aug 30, 2026. The likely range is $720,004 to $886,804. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3640 Cutter Way, Sacramento, CA last sell?

3640 Cutter Way, Sacramento, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3640 Cutter Way, Sacramento, CA?

3640 Cutter Way, Sacramento, CA has 4 bedrooms, 2 bathrooms, 1,871 square feet of living space and a 0.14-acre lot.

When was 3640 Cutter Way, Sacramento, CA built?

3640 Cutter Way, Sacramento, CA was built in 1950, making it 76 years old. The building has 2 stories.

What schools serve 3640 Cutter Way, Sacramento, CA?

3640 Cutter Way, Sacramento, CA is assigned to Bret Harte Elementary School (elementary), rated B+; C. K. McClatchy High School (high), rated B; California Middle School (middle), rated C. All sit in Sacramento City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3640 Cutter Way, Sacramento, CA compare to other homes in Sacramento 95818?

Among the 7,769 homes in Sacramento 95818, it is worth more than 61% of them ($803,404 against a typical $727,013), its price per square foot is higher than 29% of them ($429 against a typical $478), it is bigger than 64% of them (1,871 ft² against a typical 1,569 ft²), its lot is bigger than 58% of them (0.14 ac against a typical 0.13 ac) and it is newer than 75% of them (1950 against a typical 1939). Measured against all of Sacramento County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3640 Cutter Way, Sacramento, CA?

The 2025 property tax bill for 3640 Cutter Way, Sacramento, CA was $3,555. The county assessed it at $295,489.

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