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Single Family ResidenceResidential
$316,411$226 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3640 RANCHER LOOP NE

RIO RANCHO, NM 87144
3
Beds
2
Baths
1,402 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.

Valuation

$316K
$300K low$333K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,086 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,620 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,240
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$70,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,620
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,860

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
48
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
5
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySandoval
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rio Rancho Middle SchoolB+
Middle · Grades 6–8 · 0.6 mi
H
Cleveland High SchoolB+
High · Grades 9–12 · 2.2 mi
E
Enchanted Hills Elementary SchoolA-
Elementary · Grades KG–5 · 2.4 mi

District: Rio Rancho Public Schools

Neighborhood · ZIP 87144These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.48,660
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.234 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,725
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,609
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3640 Rancher Loop Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Rio Rancho 87144
  • Costs more per square foot than 66% of homes in Rio Rancho 87144
  • Smaller than 80% of homes in Rio Rancho 87144
  • Has a smaller lot than 78% of homes in Sandoval County
  • Newer than 98% of homes in Sandoval County

What homes are worth in Rio Rancho 87144

Each bar is how many homes fall in that price range. The marker is this home.

This home
$244K$753K

This home is worth more than 26% of homes in Rio Rancho 87144.

How it measures up in Rio Rancho 87144

The dot is this home. The mark in the middle is the typical home in Rio Rancho 87144.

Estimated value$316,411
CheaperTypical $367,683Pricier

Pricier than 26% of homes nearby

Price per ft²$226
CheaperTypical $212Pricier

Pricier than 66% of homes nearby

Living area1,402 ft²
SmallerTypical 1,852 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.14 ac
SmallerTypical 0.17 acBigger

Bigger than 33% of homes nearby

Year built2020
OlderTypical 2004Newer

Newer than 97% of homes nearby

How 3640 Rancher Loop Ne ranks against every home in each area.
MeasureThis homeRio Rancho 87144Sandoval County
Estimated valuepricier than$316,41126% of homes28% of homes
Price per ft²pricier than$22666% of homes59% of homes
Living areabigger than1,402 ft²20% of homes25% of homes
Lot sizebigger than0.14 ac33% of homes22% of homes
Year builtnewer than202097% of homes98% of homes

About 3640 Rancher Loop Ne

How much is 3640 Rancher Loop Ne, Rio Rancho, NM worth?

The TopHap Estimate for 3640 Rancher Loop Ne, Rio Rancho, NM is $316,411 as of Jul 14, 2026. The likely range is $299,618 to $333,204. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3640 Rancher Loop Ne, Rio Rancho, NM?

3640 Rancher Loop Ne, Rio Rancho, NM has 3 bedrooms, 2 bathrooms, 1,402 square feet of living space and a 0.14-acre lot.

When was 3640 Rancher Loop Ne, Rio Rancho, NM built?

3640 Rancher Loop Ne, Rio Rancho, NM was built in 2020, making it 6 years old.

What schools serve 3640 Rancher Loop Ne, Rio Rancho, NM?

3640 Rancher Loop Ne, Rio Rancho, NM is assigned to Rio Rancho Middle School (middle), rated B+; Cleveland High School (high), rated B+; Enchanted Hills Elementary School (elementary), rated A-. All sit in Rio Rancho Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3640 Rancher Loop Ne, Rio Rancho, NM compare to other homes in Rio Rancho 87144?

Among the 19,307 homes in Rio Rancho 87144, it is worth more than 26% of them ($316,411 against a typical $367,683), its price per square foot is higher than 66% of them ($226 against a typical $212), it is bigger than 20% of them (1,402 ft² against a typical 1,852 ft²), its lot is bigger than 33% of them (0.14 ac against a typical 0.17 ac) and it is newer than 97% of them (2020 against a typical 2004). Measured against all of Sandoval County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3640 Rancher Loop Ne, Rio Rancho, NM?

The 2025 property tax bill for 3640 Rancher Loop Ne, Rio Rancho, NM was $3,086. The county assessed it at $85,620.

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