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Single Family ResidenceResidential
$466,806$370 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $194,000 on Jun 1, 2011

3640 RIVIERA DR

CUMMING, GA 30041
2
Beds
2 / 1
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$467K
$427K low$507K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$194,000 · Jun 1, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$280,306
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$224,245
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$161,500
FAIRWAY INDEPENDENT MORTGAGE · recorded Dec 29, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
TRUIST BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,361 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,060 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$130,912
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyForsyth
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 300 ft²Porch · 20 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chattahoochee Elementary SchoolB
Elementary · Grades KG–5 · 1.1 mi
M
Little Mill Middle SchoolC+
Middle · Grades 6–8 · 4.4 mi
H
East Forsyth High SchoolB
High · Grades 9–12 · 4.7 mi

District: Forsyth County School District

Neighborhood · ZIP 30041These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.81,453
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,190 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$132,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$156,495
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3640 Riviera Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Cumming 30041
  • Costs more per square foot than 94% of homes in Forsyth County
  • Smaller than 93% of homes in Forsyth County
  • Has a smaller lot than 88% of homes in Cumming 30041
  • Older than 93% of homes in Forsyth County

What homes are worth in Cumming 30041

Each bar is how many homes fall in that price range. The marker is this home.

This home
$298K$1.7M

This home is worth more than 18% of homes in Cumming 30041.

How it measures up in Cumming 30041

The dot is this home. The mark in the middle is the typical home in Cumming 30041.

Estimated value$466,806
CheaperTypical $640,000Pricier

Pricier than 18% of homes nearby

Price per ft²$370
CheaperTypical $249Pricier

Pricier than 91% of homes nearby

Living area1,260 ft²
SmallerTypical 2,594 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.14 ac
SmallerTypical 0.4 acBigger

Bigger than 12% of homes nearby

Year built1979
OlderTypical 2001Newer

Newer than 8% of homes nearby

How 3640 Riviera Dr ranks against every home in each area.
MeasureThis homeCumming 30041Forsyth County
Estimated valuepricier than$466,80618% of homes22% of homes
Price per ft²pricier than$37091% of homes94% of homes
Living areabigger than1,260 ft²8% of homes7% of homes
Lot sizebigger than0.14 ac12% of homes12% of homes
Year builtnewer than19798% of homes7% of homes

About 3640 Riviera Dr

How much is 3640 Riviera Dr, Cumming, GA worth?

The TopHap Estimate for 3640 Riviera Dr, Cumming, GA is $466,806 as of Jul 14, 2026. The likely range is $426,662 to $506,950. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3640 Riviera Dr, Cumming, GA last sell?

3640 Riviera Dr, Cumming, GA last sold on Jun 1, 2011 for $194,000, according to the county's recorded deed.

How big is 3640 Riviera Dr, Cumming, GA?

3640 Riviera Dr, Cumming, GA has 2 bedrooms, 2 bathrooms, 1,260 square feet of living space and a 0.14-acre lot.

When was 3640 Riviera Dr, Cumming, GA built?

3640 Riviera Dr, Cumming, GA was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 3640 Riviera Dr, Cumming, GA?

3640 Riviera Dr, Cumming, GA is assigned to Chattahoochee Elementary School (elementary), rated B; Little Mill Middle School (middle), rated C+; East Forsyth High School (high), rated B. All sit in Forsyth County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3640 Riviera Dr, Cumming, GA compare to other homes in Cumming 30041?

Among the 26,566 homes in Cumming 30041, it is worth more than 18% of them ($466,806 against a typical $640,000), its price per square foot is higher than 91% of them ($370 against a typical $249), it is bigger than 8% of them (1,260 ft² against a typical 2,594 ft²), its lot is bigger than 12% of them (0.14 ac against a typical 0.4 ac) and it is newer than 8% of them (1979 against a typical 2001). Measured against all of Forsyth County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3640 Riviera Dr, Cumming, GA?

The 2025 property tax bill for 3640 Riviera Dr, Cumming, GA was $3,361. The county assessed it at $137,060.

Closest homes

More homes in Cumming 30041

Assigned schools

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