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Single Family ResidenceResidential
$762,032$328 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $65,500 on Feb 24, 1999

3640 TERRACE DR

OXNARD, CA 93033
4
Beds
3
Baths
2,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$762K
$731K low$793K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,500 · Feb 24, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,855 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$500,524 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200,208
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$300,316
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$490,710

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
21
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
22
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
85
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVENTURA
Lot (acres)The size of the land the home sits on, from county records.0.15
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Channel Islands High SchoolD+
High · Grades 9–12 · 0.3 mi
E
Fred L. Williams Elementary SchoolD
Elementary · Grades KG–5 · 0.4 mi
M
Charles Blackstock Junior High SchoolD
Middle · Grades 6–8 · 0.4 mi

District: Hueneme Elementary School District

Neighborhood · ZIP 93033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.463

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.80,485
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,890 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,341
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,921
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.14 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3640 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Oxnard 93033
  • Costs less per square foot than 98% of homes in Ventura County
  • Bigger than 93% of homes in Oxnard 93033
  • Has a bigger lot than 68% of homes in Oxnard 93033
  • Newer than 92% of homes in College Estates

What homes are worth in Oxnard 93033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$397K$864K

This home is worth more than 88% of homes in Oxnard 93033.

How it measures up in Oxnard 93033

The dot is this home. The mark in the middle is the typical home in Oxnard 93033.

Estimated value$762,032
CheaperTypical $659,122Pricier

Pricier than 88% of homes nearby

Price per ft²$328
CheaperTypical $458Pricier

Pricier than 7% of homes nearby

Living area2,320 ft²
SmallerTypical 1,393 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.15 ac
SmallerTypical 0.14 acBigger

Bigger than 68% of homes nearby

Year built1989
OlderTypical 1964Newer

Newer than 91% of homes nearby

How 3640 Terrace Dr ranks against every home in each area.
MeasureThis homeCollege EstatesOxnard 93033Ventura County
Estimated valuepricier than$762,03270% of homes88% of homes37% of homes
Price per ft²pricier than$32814% of homes7% of homes2% of homes
Living areabigger than2,320 ft²85% of homes93% of homes78% of homes
Lot sizebigger than0.15 ac64% of homes68% of homes40% of homes
Year builtnewer than198992% of homes91% of homes76% of homes

About 3640 Terrace Dr

How much is 3640 Terrace Dr, Oxnard, CA worth?

The TopHap Estimate for 3640 Terrace Dr, Oxnard, CA is $762,032 as of Sep 24, 2026. The likely range is $731,349 to $792,715. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3640 Terrace Dr, Oxnard, CA last sell?

3640 Terrace Dr, Oxnard, CA last sold on Feb 24, 1999 for $65,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3640 Terrace Dr, Oxnard, CA?

3640 Terrace Dr, Oxnard, CA has 4 bedrooms, 3 bathrooms, 2,320 square feet of living space and a 0.15-acre lot.

When was 3640 Terrace Dr, Oxnard, CA built?

3640 Terrace Dr, Oxnard, CA was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 3640 Terrace Dr, Oxnard, CA?

3640 Terrace Dr, Oxnard, CA is assigned to Channel Islands High School (high), rated D+; Fred L. Williams Elementary School (elementary), rated D; Charles Blackstock Junior High School (middle), rated D. All sit in Hueneme Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3640 Terrace Dr, Oxnard, CA compare to other homes in Oxnard 93033?

Among the 13,213 homes in Oxnard 93033, it is worth more than 88% of them ($762,032 against a typical $659,122), its price per square foot is higher than 7% of them ($328 against a typical $458), it is bigger than 93% of them (2,320 ft² against a typical 1,393 ft²), its lot is bigger than 68% of them (0.15 ac against a typical 0.14 ac) and it is newer than 91% of them (1989 against a typical 1964). Measured against all of Ventura County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3640 Terrace Dr, Oxnard, CA?

The 2025 property tax bill for 3640 Terrace Dr, Oxnard, CA was $3,855. The county assessed it at $500,524.

More homes on Terrace Dr

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