Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$420,110$337 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3641 COTTONWOOD ST

RAPID CITY, SD 57702
4
Beds
2
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$420K
$348K low$492K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$345,110
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$276,088
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
BLACK HILLS FEDERAL CREDIT UNION · recorded Oct 3, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,960 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$452,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$391,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$452,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyPennington
Lot (acres)The size of the land the home sits on, from county records.0.25
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 143 ft²Patio · 440 ft²Porch · 1,012 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Meadowbrook Elementary SchoolB
Elementary · Grades KG–5 · 0.5 mi
M
West Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi
H
Stevens High SchoolC+
High · Grades 9–12 · 0.8 mi

District: Rapid City Area Schools

Neighborhood · ZIP 57702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.5%
PopulationHow many people live in this area.42,356
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.141 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,353
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,376
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3641 Cottonwood St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 81% of homes in Rapid City 57702

What homes are worth in Rapid City 57702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$223K$1.4M

This home is worth more than 42% of homes in Rapid City 57702.

How it measures up in Rapid City 57702

The dot is this home. The mark in the middle is the typical home in Rapid City 57702.

Estimated value$420,110
CheaperTypical $461,012Pricier

Pricier than 42% of homes nearby

Price per ft²$337
CheaperTypical $336Pricier

Pricier than 51% of homes nearby

Living area1,248 ft²
SmallerTypical 1,414 ft²Bigger

Bigger than 38% of homes nearby

Lot size0.25 ac
SmallerTypical 0.33 acBigger

Bigger than 41% of homes nearby

Year built1958
OlderTypical 1978Newer

Newer than 19% of homes nearby

How 3641 Cottonwood St ranks against every home in each area.
MeasureThis homeRapid City 57702Pennington County
Estimated valuepricier than$420,11042% of homes64% of homes
Price per ft²pricier than$33751% of homes62% of homes
Living areabigger than1,248 ft²38% of homes47% of homes
Lot sizebigger than0.25 ac41% of homes54% of homes
Year builtnewer than195819% of homes22% of homes

About 3641 Cottonwood St

How much is 3641 Cottonwood St, Rapid City, SD worth?

The TopHap Estimate for 3641 Cottonwood St, Rapid City, SD is $420,110 as of Jul 14, 2026. The likely range is $348,252 to $491,968. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3641 Cottonwood St, Rapid City, SD?

3641 Cottonwood St, Rapid City, SD has 4 bedrooms, 2 bathrooms, 1,248 square feet of living space and a 0.25-acre lot.

When was 3641 Cottonwood St, Rapid City, SD built?

3641 Cottonwood St, Rapid City, SD was built in 1958, making it 68 years old. It is a split level home. The building has 2 stories.

What schools serve 3641 Cottonwood St, Rapid City, SD?

3641 Cottonwood St, Rapid City, SD is assigned to Meadowbrook Elementary School (elementary), rated B; West Middle School (middle), rated C+; Stevens High School (high), rated C+. All sit in Rapid City Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3641 Cottonwood St, Rapid City, SD compare to other homes in Rapid City 57702?

Among the 12,949 homes in Rapid City 57702, it is worth more than 42% of them ($420,110 against a typical $461,012), its price per square foot is higher than 51% of them ($337 against a typical $336), it is bigger than 38% of them (1,248 ft² against a typical 1,414 ft²), its lot is bigger than 41% of them (0.25 ac against a typical 0.33 ac) and it is newer than 19% of them (1958 against a typical 1978). Measured against all of Pennington County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3641 Cottonwood St, Rapid City, SD?

The 2025 property tax bill for 3641 Cottonwood St, Rapid City, SD was $4,960. The county assessed it at $452,100.

More homes on Cottonwood St

Closest homes

More homes in Rapid City 57702

Assigned schools

Explore the area

See this home in context

Open 3641 Cottonwood St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map