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Single Family ResidenceResidential
$357,177$339 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $140,000 on Dec 31, 2002

3644 RIO LOMA WAY

SACRAMENTO, CA 95834
2
Beds
1.5
Baths
1,054 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$357K
$324K low$391K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Dec 31, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,189 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$334,583 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$132,974
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$201,609
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$328,023

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
74
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Garden Valley Elementary SchoolC+
Elementary · Grades KG–6 · 0.4 mi
M
Rio Terra Junior High SchoolD-
Middle · Grades 7–8 · 0.6 mi
H
Grant Union High SchoolD+
High · Grades 9–12 · 2.7 mi

District: Twin Rivers Unified School District

Neighborhood · ZIP 95834These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,625 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,340
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3644 Rio Loma Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Sacramento 95834
  • Costs more per square foot than 89% of homes in Sacramento 95834
  • Smaller than 92% of homes in Sacramento 95834
  • Has a smaller lot than 90% of homes in Sacramento County
  • Older than 86% of homes in Sacramento 95834

What homes are worth in Sacramento 95834

Each bar is how many homes fall in that price range. The marker is this home.

This home
$272K$838K

This home is worth more than 8% of homes in Sacramento 95834.

How it measures up in Sacramento 95834

The dot is this home. The mark in the middle is the typical home in Sacramento 95834.

Estimated value$357,177
CheaperTypical $500,002Pricier

Pricier than 8% of homes nearby

Price per ft²$339
CheaperTypical $278Pricier

Pricier than 89% of homes nearby

Living area1,054 ft²
SmallerTypical 1,789 ft²Bigger

Bigger than 8% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.11 acBigger

Bigger than 39% of homes nearby

Year built1986
OlderTypical 2007Newer

Newer than 14% of homes nearby

How 3644 Rio Loma Way ranks against every home in each area.
MeasureThis homeSouth NatomasSacramento 95834Sacramento County
Estimated valuepricier than$357,17715% of homes8% of homes12% of homes
Price per ft²pricier than$33984% of homes89% of homes66% of homes
Living areabigger than1,054 ft²14% of homes8% of homes11% of homes
Lot sizebigger than3,920 ft²18% of homes39% of homes10% of homes
Year builtnewer than198679% of homes14% of homes56% of homes

About 3644 Rio Loma Way

How much is 3644 Rio Loma Way, Sacramento, CA worth?

The TopHap Estimate for 3644 Rio Loma Way, Sacramento, CA is $357,177 as of Oct 21, 2026. The likely range is $323,821 to $390,533. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3644 Rio Loma Way, Sacramento, CA last sell?

3644 Rio Loma Way, Sacramento, CA last sold on Dec 31, 2002 for $140,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3644 Rio Loma Way, Sacramento, CA?

3644 Rio Loma Way, Sacramento, CA has 2 bedrooms, 1.5 bathrooms, 1,054 square feet of living space and a 0.09-acre lot.

When was 3644 Rio Loma Way, Sacramento, CA built?

3644 Rio Loma Way, Sacramento, CA was built in 1986, making it 40 years old. It is a custom design home. The building has 2 stories.

What schools serve 3644 Rio Loma Way, Sacramento, CA?

3644 Rio Loma Way, Sacramento, CA is assigned to Garden Valley Elementary School (elementary), rated C+; Rio Terra Junior High School (middle), rated D-; Grant Union High School (high), rated D+. All sit in Twin Rivers Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3644 Rio Loma Way, Sacramento, CA compare to other homes in Sacramento 95834?

Among the 9,440 homes in Sacramento 95834, it is worth more than 8% of them ($357,177 against a typical $500,002), its price per square foot is higher than 89% of them ($339 against a typical $278), it is bigger than 8% of them (1,054 ft² against a typical 1,789 ft²), its lot is bigger than 39% of them (3,920 ft² against a typical 0.11 ac) and it is newer than 14% of them (1986 against a typical 2007). Measured against all of Sacramento County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3644 Rio Loma Way, Sacramento, CA?

The 2025 property tax bill for 3644 Rio Loma Way, Sacramento, CA was $4,189. The county assessed it at $334,583.

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