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Single Family ResidenceResidential
$761,779$669 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $785,000 on Oct 5, 2023

3645 GRAY ST

WHEAT RIDGE, CO 80212
4
Beds
2
Baths
1,138 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$762K
$736K low$788K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$785,000 · Oct 5, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$137,779
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,223
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$624,000
JPMORGAN CHASE BANK NA · recorded Apr 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,317 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,966 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,840
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,126
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,366
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$735,454

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
22
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyJefferson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2022
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Brick
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 221 ft²Patio · 221 ft²Porch · 460 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stevens Elementary SchoolC+
Elementary · Grades PK–5 · 0.8 mi
H
Wheat Ridge High SchoolB+
High · Grades 9–12 · 2.3 mi
M
Everitt Middle SchoolC+
Middle · Grades 6–8 · 2.4 mi

District: Jefferson County School District R-1

Neighborhood · ZIP 80212These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,629
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,240 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$113,291
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,766
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.69%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3645 Gray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Old Town Wheat Ridge
  • Costs more per square foot than 96% of homes in Old Town Wheat Ridge
  • Smaller than 75% of homes in Jefferson County
  • Has a bigger lot than 85% of homes in Denver 80212
  • Older than 94% of homes in Jefferson County

What homes are worth in Denver 80212

Each bar is how many homes fall in that price range. The marker is this home.

This home
$334K$1.9M

This home is worth more than 57% of homes in Denver 80212.

How it measures up in Denver 80212

The dot is this home. The mark in the middle is the typical home in Denver 80212.

Estimated value$761,779
CheaperTypical $706,943Pricier

Pricier than 57% of homes nearby

Price per ft²$669
CheaperTypical $473Pricier

Pricier than 91% of homes nearby

Living area1,138 ft²
SmallerTypical 1,555 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.18 ac
SmallerTypical 0.14 acBigger

Bigger than 85% of homes nearby

Year built1950
OlderTypical 1947Newer

Newer than 55% of homes nearby

How 3645 Gray St ranks against every home in each area.
MeasureThis homeOld Town Wheat RidgeDenver 80212Jefferson County
Estimated valuepricier than$761,77991% of homes57% of homes73% of homes
Price per ft²pricier than$66996% of homes91% of homes96% of homes
Living areabigger than1,138 ft²32% of homes29% of homes25% of homes
Lot sizebigger than0.18 ac24% of homes85% of homes40% of homes
Year builtnewer than195035% of homes55% of homes6% of homes

About 3645 Gray St

How much is 3645 Gray St, Wheat Ridge, CO worth?

The TopHap Estimate for 3645 Gray St, Wheat Ridge, CO is $761,779 as of Jul 14, 2026. The likely range is $735,712 to $787,846. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3645 Gray St, Wheat Ridge, CO last sell?

3645 Gray St, Wheat Ridge, CO last sold on Oct 5, 2023 for $785,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 3645 Gray St, Wheat Ridge, CO?

3645 Gray St, Wheat Ridge, CO has 4 bedrooms, 2 bathrooms, 1,138 square feet of living space and a 0.18-acre lot.

When was 3645 Gray St, Wheat Ridge, CO built?

3645 Gray St, Wheat Ridge, CO was built in 1950, making it 76 years old. It is a ranch home. The building has 1 story.

What schools serve 3645 Gray St, Wheat Ridge, CO?

3645 Gray St, Wheat Ridge, CO is assigned to Stevens Elementary School (elementary), rated C+; Wheat Ridge High School (high), rated B+; Everitt Middle School (middle), rated C+. All sit in Jefferson County School District R-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3645 Gray St, Wheat Ridge, CO compare to other homes in Denver 80212?

Among the 7,931 homes in Denver 80212, it is worth more than 57% of them ($761,779 against a typical $706,943), its price per square foot is higher than 91% of them ($669 against a typical $473), it is bigger than 29% of them (1,138 ft² against a typical 1,555 ft²), its lot is bigger than 85% of them (0.18 ac against a typical 0.14 ac) and it is newer than 55% of them (1950 against a typical 1947). Measured against all of Jefferson County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3645 Gray St, Wheat Ridge, CO?

The 2025 property tax bill for 3645 Gray St, Wheat Ridge, CO was $4,317. The county assessed it at $45,966.

Closest homes

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Assigned schools

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