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Single Family ResidenceResidential
$281,295$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $269,000 on Feb 4, 2025

3645 MONTGOMERY ST

NORFOLK, VA 23513
2
Beds
2
Baths
1,696 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$281K
$254K low$308K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$269,000 · Feb 4, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,304 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$268,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$268,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyNorfolk City
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sherwood Forest Elementary SchoolD
Elementary · Grades PK–5 · 0.5 mi
M
Norview Middle SchoolF
Middle · Grades 6–8 · 0.8 mi
H
Booker T. Washington High SchoolD-
High · Grades 9–12 · 2.3 mi

District: Norfolk City Public Schools

Neighborhood · ZIP 23513These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.24

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.27,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,463 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,615
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,450
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3645 Montgomery St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 88% of homes in Norfolk city County
  • Bigger than 72% of homes in Norfolk 23513
  • Has a smaller lot than 81% of homes in Norfolk 23513
  • Older than 88% of homes in Norfolk 23513

What homes are worth in Norfolk 23513

Each bar is how many homes fall in that price range. The marker is this home.

This home
$160K$437K

This home is worth more than 55% of homes in Norfolk 23513.

How it measures up in Norfolk 23513

The dot is this home. The mark in the middle is the typical home in Norfolk 23513.

Estimated value$281,295
CheaperTypical $273,108Pricier

Pricier than 55% of homes nearby

Price per ft²$166
CheaperTypical $198Pricier

Pricier than 15% of homes nearby

Living area1,696 ft²
SmallerTypical 1,387 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.12 ac
SmallerTypical 0.16 acBigger

Bigger than 19% of homes nearby

Year built1940
OlderTypical 1953Newer

Newer than 12% of homes nearby

How 3645 Montgomery St ranks against every home in each area.
MeasureThis homeNorfolk 23513Norfolk city County
Estimated valuepricier than$281,29555% of homes36% of homes
Price per ft²pricier than$16615% of homes12% of homes
Living areabigger than1,696 ft²72% of homes58% of homes
Lot sizebigger than0.12 ac19% of homes29% of homes
Year builtnewer than194012% of homes22% of homes

About 3645 Montgomery St

How much is 3645 Montgomery St, Norfolk, VA worth?

The TopHap Estimate for 3645 Montgomery St, Norfolk, VA is $281,295 as of Aug 30, 2026. The likely range is $254,409 to $308,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3645 Montgomery St, Norfolk, VA last sell?

3645 Montgomery St, Norfolk, VA last sold on Feb 4, 2025 for $269,000, according to the county's recorded deed.

How big is 3645 Montgomery St, Norfolk, VA?

3645 Montgomery St, Norfolk, VA has 2 bedrooms, 2 bathrooms, 1,696 square feet of living space and a 0.12-acre lot.

When was 3645 Montgomery St, Norfolk, VA built?

3645 Montgomery St, Norfolk, VA was built in 1940, making it 86 years old. It is a conventional home. The building has 1 story.

What schools serve 3645 Montgomery St, Norfolk, VA?

3645 Montgomery St, Norfolk, VA is assigned to Sherwood Forest Elementary School (elementary), rated D; Norview Middle School (middle), rated F; Booker T. Washington High School (high), rated D-. All sit in Norfolk City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3645 Montgomery St, Norfolk, VA compare to other homes in Norfolk 23513?

Among the 8,718 homes in Norfolk 23513, it is worth more than 55% of them ($281,295 against a typical $273,108), its price per square foot is higher than 15% of them ($166 against a typical $198), it is bigger than 72% of them (1,696 ft² against a typical 1,387 ft²), its lot is bigger than 19% of them (0.12 ac against a typical 0.16 ac) and it is newer than 12% of them (1940 against a typical 1953). Measured against all of Norfolk city County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3645 Montgomery St, Norfolk, VA?

The 2025 property tax bill for 3645 Montgomery St, Norfolk, VA was $3,304. The county assessed it at $268,600.

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